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Plata: Personal loans reviews

View other Plata products
4.85
Based on 13,652 reviews, last reviewed 11th Aug 2026
100% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
4%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Good review Good experience Money was in quick Reviewed on: 11th August 2026
Philip's avatar
Philip

Latest lowest rating:

1

Untrustworthy Don't trust them I didn't miss a payment but refused further finance even though my credit rating has gone up Reviewed on: 8th April 2026
Graham s's avatar
Graham s
Read all reviews Write a review

About this product

Plata offer personal loans from £2,000 to £35,000 that can be repaid over 12 – 60 months.

You can apply for a Plata personal loan on-line and there’s a live chat facility if you need help. Monthly payments can be made on the date you choose and there are no fees.

Plata personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Plata before, you can also leave a review and share your experience.

Review Plata: Personal loans now

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Plata Personal loans reviews (13652)

Great service

5
I needed help to pay off finance on a vehicle after insurance unable to help. Was such an easy simple process with an answer in minimal time. I tried a few other lenders and got denied but was accepted straight away. Reviewed on: 21st February 2025
Kayla 's avatar
Kayla

Very good experience!

5
Very good experience! Quick and easy. Reviewed on: 21st February 2025
Hershy R's avatar
Hershy R

Fantastic service helpful, friendly and efficient

5
Quick efficient service, so helpful and ready to answer any questions you have. Excellent customer service Reviewed on: 21st February 2025
Karen G's avatar
Karen G

Very good customer service excellent

4
Very good customer service excellent Reviewed on: 20th February 2025
Madelyn manser's avatar
Madelyn manser

Would never ever use plata again!

3
Would never ever use plata again! Way too much interest! Biggest regret of my life Reviewed on: 20th February 2025
Mohammed H's avatar
Mohammed H

Quick & easy, but a bit expensive

4
Quick & easy, but a bit expensive Reviewed on: 20th February 2025
Bob's avatar
Bob

Very good experience, no hassle and very quick decis...

5
Very good experience, no hassle and very quick decision. Always kept informed and up to date with any issues. Account easy to view and access is easy. A very pleasant loan journey and would recommend to anyone. Reviewed on: 20th February 2025
Denise F's avatar
Denise F

Very easy and straightforward process as well as exc...

5
Very easy and straightforward process as well as excellent customer service. Reviewed on: 20th February 2025
M F's avatar
M F

Good experience, quick and easy and money was in my...

5
Good experience, quick and easy and money was in my account very quickly, handy website for checking on loan payments and you can pay parts of your loan off or the whole lot early and get the amount of interest off the final payment, would recommend Reviewed on: 20th February 2025
Noah's avatar
Noah

I got on well with it it was easy and it all went gr...

5
I got on well with it it was easy and it all went great with the staff.. Reviewed on: 20th February 2025
Iain Gordon's avatar
Iain Gordon

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