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Plata: Personal loans reviews

4.85
Based on 13,650 reviews, last reviewed 9th Jul 2026
91% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
4%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Excellent Support Contacted them recently and staff have been extremely supportive and helpful. Reviewed on: 9th July 2026
Dan B's avatar
Dan B

Latest lowest rating:

1

Untrustworthy Don't trust them I didn't miss a payment but refused further finance even though my credit rating has gone up Reviewed on: 8th April 2026
Graham s's avatar
Graham s

About this product

Plata offer personal loans from £2,000 to £25,000 that can be repaid over 12 – 60 months.

You can apply for a Plata personal loan on-line and there’s a live chat facility if you need help. Monthly payments can be made on the date you choose and there are no fees.

Plata personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Plata before, you can also leave a review and share your experience.

Review Plata: Personal loans now

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Plata Personal loans reviews (13650)

Fantastic service helpful, friendly and efficient

5
Quick efficient service, so helpful and ready to answer any questions you have. Excellent customer service Reviewed on: 21st February 2025

Very good customer service excellent

4
Very good customer service excellent Reviewed on: 20th February 2025

Would never ever use plata again!

3
Would never ever use plata again! Way too much interest! Biggest regret of my life Reviewed on: 20th February 2025

Quick & easy, but a bit expensive

4
Quick & easy, but a bit expensive Reviewed on: 20th February 2025

Very good experience, no hassle and very quick decis...

5
Very good experience, no hassle and very quick decision. Always kept informed and up to date with any issues. Account easy to view and access is easy. A very pleasant loan journey and would recommend to anyone. Reviewed on: 20th February 2025

Very easy and straightforward process as well as exc...

5
Very easy and straightforward process as well as excellent customer service. Reviewed on: 20th February 2025

Good experience, quick and easy and money was in my...

5
Good experience, quick and easy and money was in my account very quickly, handy website for checking on loan payments and you can pay parts of your loan off or the whole lot early and get the amount of interest off the final payment, would recommend Reviewed on: 20th February 2025

I got on well with it it was easy and it all went gr...

5
I got on well with it it was easy and it all went great with the staff.. Reviewed on: 20th February 2025

Absolutely amazing company and staff, the applicatio...

5
Absolutely amazing company and staff, the application process is very easy and straightforward. Very responsive and attentive to customers, I would absolutely recommend. Reviewed on: 20th February 2025

Have had little reason to call in, but when I have b...

5
Have had little reason to call in, but when I have been in contact it has been resolved at first point of contact quickly Reviewed on: 20th February 2025

Review Plata: Personal loans now

Help others make smarter decisions by sharing your own experience. Write a review