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Plata: Personal loans reviews

4.94
Based on 10,806 reviews, last reviewed 3rd Mar 2026
261500% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
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Latest highest rating:

5

Quick and efficient t Quick and efficient great customer service and quick to sort and send money Reviewed on: 3rd March 2026
CH's avatar
CH

Latest lowest rating:

1

High rates disguised by shiny interface High rates disguised by shiny interface Reviewed on: 27th February 2026
Kiran 's avatar
Kiran

About this product

Plata offer personal loans from £2,000 to £25,000 that can be repaid over 12 – 60 months.

You can apply for a Plata personal loan on-line and there’s a live chat facility if you need help. Monthly payments can be made on the date you choose and there are no fees.

Plata personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Plata before, you can also leave a review and share your experience.

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Plata Personal loans reviews (10806)

Easy to use and great service, always helpful and...

5
Easy to use and great service, always helpful and kind Reviewed on: 22nd March 2024

Great experience with Plata.

5
Great experience with Plata. Easy application and fast money transfer. Great communication too, and all round great service. Reviewed on: 22nd March 2024

Couldn't be better

5
Quick, reliable and direct, very pleased. Reviewed on: 22nd March 2024

Contacted Plata very efficient and I found the whole...

5
Contacted Plata very efficient and I found the whole process from start to finish was excellent Reviewed on: 22nd March 2024

Very easy to use

5
They have been easy to talk to and my experience was very easy and would definitely recommend to friends and family Reviewed on: 22nd March 2024

It is a good company , it is the best

5
It is a good company , it is the best Reviewed on: 22nd March 2024

Amazing dashboard, everything is right there for you.

5
Amazing dashboard, everything is right there for you. Check your payments, no problem. Check remaining balance, sure. Everyone does that. But you can also check your early settlement figure right away, no need to reach out, wait long time, you can check how much you can save right away. Reviewed on: 22nd March 2024

I am a transwoman and Plata was VERY helpful and...

5
I am a transwoman and Plata was VERY helpful and understanding of my situation. There was an initial hiccup due to my legal name still being my dead-name and them calling. When I answered the phone they asked to speak with me as my dead-name and I said that I was that person but obviously it was confusing and didn't register. I got off the phone and then emailed them explaining the situation and someone got back to me straightaway and were very helpful and understanding. My feedback to them was that it would be helpful if their application process was made more trans-friendly and they took that onboard. Reviewed on: 22nd March 2024

Great loan provider

5
It was easy and clear to secure the loan and easy to speak to someone when I came to pay it off early. Reviewed on: 22nd March 2024

Very rapid approval!

5
Very rapid approval and I don't have a great credit rating, basically completed within the day! Reviewed on: 22nd March 2024

Review Plata: Personal loans now

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