Smart Money People Logo

Plata: Personal loans reviews

4.94
Based on 10,778 reviews, last reviewed 3rd Mar 2026
258800% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Getting a loan from Plata helped me so much. Getting a loan from Plata helped me so much. I was comfortable paying my monthly charge. Any help I needed to change dates to consider with my 4 weekl... Read more Reviewed on: 3rd March 2026
Isaac F's avatar
Isaac F

Latest lowest rating:

1

High rates disguised by shiny interface High rates disguised by shiny interface Reviewed on: 27th February 2026
Kiran 's avatar
Kiran

About this product

Plata offer personal loans from £2,000 to £25,000 that can be repaid over 12 – 60 months.

You can apply for a Plata personal loan on-line and there’s a live chat facility if you need help. Monthly payments can be made on the date you choose and there are no fees.

Plata personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Plata before, you can also leave a review and share your experience.

Review Plata: Personal loans now

Help others make smarter decisions by sharing your own experience. Write a review

Plata Personal loans reviews (10778)

Simple. Clear. Fair

4
Simple. Clear. Fair. Doesn't jump on you if there's a DD issue caused by your bank Reviewed on: 21st March 2024

Efficient straight forward application process.

5
Efficient straight forward application process. Easy to access account. Reviewed on: 21st March 2024

Great service , I appreciate the help that plata giv...

5
Great service , I appreciate the help that plata give me with the loan Reviewed on: 21st March 2024

Efficient

5
Efficient, quick and easy, no fuss that’s all I needed Reviewed on: 21st March 2024

Wonderful stress free experience

5
Wonderful stress free experience Reviewed on: 21st March 2024

Perfect service.

5
Perfect service. Easy process from setting up, payment received and monthly payments processed. Very information online portal, couldn’t be happier. Reviewed on: 21st March 2024

Plata - on your side!

5
The entire experience of applying for a loan with Plata is by far the easiest and most relaxing compared with any other lender, outside of banks. In the past I have on occasion been made to feel embarrassed when applying for a loan with another company. Nothing like that with Plata! They are on your side and I would highly recommend them to anyone. Reviewed on: 21st March 2024

Great company

5
Easy process, good rates and staff are very helpful and friendly. Reviewed on: 21st March 2024

Great customer service very helpful

5
Great customer service very helpful Reviewed on: 21st March 2024

Poor experience!

3
High rates! In December if I were to reimburse the whole amount it was under 5k. All of a sudden in March this year the amount gone up with at least £500, while I paid 3 more months and instead of going down, gone up. Reviewed on: 21st March 2024

Review Plata: Personal loans now

Help others make smarter decisions by sharing your own experience. Write a review