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Plata: Personal loans reviews

4.85
Based on 13,650 reviews, last reviewed 9th Jul 2026
91% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
4%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Excellent Support Contacted them recently and staff have been extremely supportive and helpful. Reviewed on: 9th July 2026
Dan B's avatar
Dan B

Latest lowest rating:

1

Untrustworthy Don't trust them I didn't miss a payment but refused further finance even though my credit rating has gone up Reviewed on: 8th April 2026
Graham s's avatar
Graham s

About this product

Plata offer personal loans from £2,000 to £25,000 that can be repaid over 12 – 60 months.

You can apply for a Plata personal loan on-line and there’s a live chat facility if you need help. Monthly payments can be made on the date you choose and there are no fees.

Plata personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Plata before, you can also leave a review and share your experience.

Review Plata: Personal loans now

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Plata Personal loans reviews (13650)

Easy, Excellent and Trustworthy

5
Easy and straightforward application, website provides all of your information on your account screen that you would want to know. No hassle trying to find any information about your loan. No emails after successful loan application that tries to push you into lending more money. Clear and transparent terms, no hidden fees. Option to repay loan earlier and not pay the full interest if paid off earlier. Flexible repayment options if you may be struggling one month. Overall my experience with Plata has been excellent, they seem like a trustworthy company and would recommend to more people if they required a loan. Reviewed on: 20th February 2025

Very good service, customer service excellent, funds...

5
Very good service, customer service excellent, funds received quickly HIghly recommend Reviewed on: 20th February 2025

I recently took out a loan with Plata,

5
I recently took out a loan with Plata, and I couldn't be more satisfied with the entire experience. From the moment I inquired about their services, their customer support team was incredibly helpful and patient, answering all my questions with clear and concise information. The application process was straightforward and efficient, with minimal paperwork and a quick turnaround time. I was pleasantly surprised by how fast the loan was approved and the funds were deposited into my account. What truly sets Plata apart is their commitment to customer satisfaction. They offer competitive interest rates and flexible repayment options, making it easy to manage my loan without any stress. I genuinely felt that they had my best interests at heart throughout the entire process. If you're in need of a loan, I highly recommend Plata. Their professionalism, transparency, and excellent customer service make them a top choice in the industry. Thank you, Plata, for making the loan process such a positive experience! Reviewed on: 20th February 2025

Very quick and responsive and easy to put in place...

5
Very quick and responsive and easy to put in place Reviewed on: 20th February 2025

Easily sorted!

5
Came in right when I needed and the repayments are affordable Reviewed on: 20th February 2025

Not had any issues.

5
Not had any issues. Easy to apply. Payments always taken on schedule. Easy to pay off a large chunk prematurely too. Reviewed on: 20th February 2025

I feel very happy with the service I have received f...

4
I feel very happy with the service I have received from Plata and felt really supported in navigating the process to managing my loan. Reviewed on: 20th February 2025

Great set up for loan, customer service and manageme...

5
Great set up for loan, customer service and management of loan online. I've had no issues with Plata, they made everything very simple and clear when applying and setting everything up. Reviewed on: 20th February 2025

Easy application, instant decision.

5
Easy application, instant decision. I have had 2 loans and have been very happy with both. Reviewed on: 20th February 2025

Very good easy to access n quick response

5
Very good easy to access n quick response Reviewed on: 20th February 2025

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