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Plata: Personal loans reviews

4.85
Based on 13,649 reviews, last reviewed 25th Jun 2026
83% decrease in 5 star reviews
in the past 90 days
75% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
4%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

So far im very happy with the service i recieve,not... So far im very happy with the service i recieve,not had any issues up to now Reviewed on: 25th June 2026
Lesley S's avatar
Lesley S

Latest lowest rating:

1

Untrustworthy Don't trust them I didn't miss a payment but refused further finance even though my credit rating has gone up Reviewed on: 8th April 2026
Graham s's avatar
Graham s

About this product

Plata offer personal loans from £2,000 to £25,000 that can be repaid over 12 – 60 months.

You can apply for a Plata personal loan on-line and there’s a live chat facility if you need help. Monthly payments can be made on the date you choose and there are no fees.

Plata personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Plata before, you can also leave a review and share your experience.

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Plata Personal loans reviews (13649)

Fast hassle free loans with zero fuss

5
I decided one evening that I needed a fast hassle free loan in a hurry to make a last minute purchase. PLATA provided me with a fast hassle free loan that was in my account the following morning. It honestly couldn’t have been any easier. And as a bonus the interest rate was better than some high street lenders. Reviewed on: 17th May 2024

Great service

5
Great service! Communication was smooth, quick response. Reviewed on: 17th May 2024

Very efficient, it was refreshing to be able to spea...

5
Very efficient, it was refreshing to be able to speak to someone on customer services who was not an AI bot. Customer services was very helpful and delivered what they said they would Reviewed on: 17th May 2024

Friendly staff and very flexible loan options.

5
Friendly staff and very flexible loan options. I pay a little extra when I can and plata make the whole process simple and fast. Reviewed on: 17th May 2024

Very good experience and great service

5
Very good experience and great service Reviewed on: 17th May 2024

Hassle free!

5
Plata approved my loan quickly without any extra hassle or steps after the initial application. They've given me the ability to consolidate and repay other avenues of borrowing and made my money much more manageable to which I am very grateful. I'd highly recommend this for anyone who cannot consolidate via other lenders. Reviewed on: 17th May 2024

Quick straightforward loans.

5
Quick and straight forward application. Good communication through out the process Reviewed on: 17th May 2024

Straightforward process.

5
Straightforward process. Clearly marked what to do. The whole process couldn't have been better Reviewed on: 17th May 2024

Easy online process

5
Straight forward process online - money was received same day. Excellent service. Reviewed on: 17th May 2024

Easy and quick.

5
Easy and quick. Reasonable rates Reviewed on: 17th May 2024

Review Plata: Personal loans now

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