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Plata: Personal loans reviews

View other Plata products
4.85
Based on 13,649 reviews, last reviewed 25th Jun 2026
83% decrease in 5 star reviews
in the past 90 days
75% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
4%
See only 3 star reviews
0%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

So far im very happy with the service i recieve,not... So far im very happy with the service i recieve,not had any issues up to now Reviewed on: 25th June 2026
Lesley S's avatar
Lesley S

Latest lowest rating:

1

Untrustworthy Don't trust them I didn't miss a payment but refused further finance even though my credit rating has gone up Reviewed on: 8th April 2026
Graham s's avatar
Graham s
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About this product

Plata offer personal loans from £2,000 to £25,000 that can be repaid over 12 – 60 months.

You can apply for a Plata personal loan on-line and there’s a live chat facility if you need help. Monthly payments can be made on the date you choose and there are no fees.

Plata personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Plata before, you can also leave a review and share your experience.

Review Plata: Personal loans now

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Plata Personal loans reviews (13649)

lovely phone operators, polite and engaging

5
lovely phone operators, polite and engaging Reviewed on: 10th April 2024
JP P's avatar
JP P

Very easy to contact and fantastic customer service

5
Very easy to contact and fantastic customer service Reviewed on: 10th April 2024
Kirsty K's avatar
Kirsty K

A Name - Not a Number!

5
I will be honest - I am someone, probably like so many of us, who has struggled with juggling money and then used credit cards to try and pay everyone. I have my own small recruitment business and it has been a roller coaster but the potential is there if we keep working hard! I just needed a small loan to help pay off crippling debt and give a cushion. But no-one would give us that chance. Or it was hours of being interrogated and made to feel ashamed. Plata did none of these things. A short questionnaire and not only a decision but monies in the account - that day!! Thank you Plata. You saved me and the business to fight another day - and for that I will always be grateful. It made me think that Plata looks at each case individually - not a tick box exercise!! Reviewed on: 10th April 2024
Claire J's avatar
Claire J

Everything has always been easy with plata no issues...

5
Everything has always been easy with plata no issues whatsoever and such an easy process. Reviewed on: 10th April 2024
Jacqueline J's avatar
Jacqueline J

Easy and straightforward .

5
Easy and straightforward . I did it all online and got a quick response and money same day Reviewed on: 10th April 2024
Ricardo B's avatar
Ricardo B

Very quick on line decision with easy to understand...

4
Very quick on line decision with easy to understand process Reviewed on: 10th April 2024
Chris w's avatar
Chris w

I used plata to take out a loan and it was very easy...

5
I used plata to take out a loan and it was very easy to do. One of the better services for loans tailored to people that have poor credit. Very quick response and then repayment was very easy to setup. Reviewed on: 10th April 2024
Kevin Macalister's avatar
Kevin Macalister

Highly recommend

5
Excellent service and very user friendly website. Simple and easy to understand repayment schedule would highly recommend to others. Reviewed on: 10th April 2024
DREW's avatar
DREW

Very friendly courteous lender.

5
Very friendly courteous lender. Dealt with my application professionally and all aspects promptly. Would recommend and use again Reviewed on: 9th April 2024
Julie A's avatar
Julie A

Excellent application process

5
The application process went smoothingly well with the decision given timely. No waiting for days for a decision. When the decision came it was swift and the money followed soon after. Reviewed on: 9th April 2024
Thomas M's avatar
Thomas M

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