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Plata: Personal loans reviews

4.85
Based on 13,652 reviews, last reviewed 11th Aug 2026
100% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
4%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Good review Good experience Money was in quick Reviewed on: 11th August 2026
Philip's avatar
Philip

Latest lowest rating:

1

Untrustworthy Don't trust them I didn't miss a payment but refused further finance even though my credit rating has gone up Reviewed on: 8th April 2026
Graham s's avatar
Graham s

About this product

Plata offer personal loans from £2,000 to £35,000 that can be repaid over 12 – 60 months.

You can apply for a Plata personal loan on-line and there’s a live chat facility if you need help. Monthly payments can be made on the date you choose and there are no fees.

Plata personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Plata before, you can also leave a review and share your experience.

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Plata Personal loans reviews (13652)

Im fairly new to plata but all good so far.

5
Im fairly new to plata but all good so far. I’ve not had to reach out to customer service which is why I rated it neutral. However it’s positive in the fact I’ve not had to reach out to customer service. Pleased so far with the general service that’s been provided! Reviewed on: 8th April 2024

The process from start to finish was very easy, open...

5
The process from start to finish was very easy, open and honest. Only took around a day to process with little interruption during the day from Plata, the transaction as whole was smooth and the rates were clear from the off. Would recommend to those that require a loan. Reviewed on: 8th April 2024

Brilliant service all working very well for me

5
Brilliant service all working very well for me Reviewed on: 8th April 2024

Fast and easy process done over the weekend

5
Fast and easy process done over the weekend Reviewed on: 8th April 2024

Really good money in bank within 2 hours

5
Really good money in bank within 2 hours Reviewed on: 8th April 2024

Easy to get approved easy communication and setting...

5
Easy to get approved easy communication and setting up payment Reviewed on: 8th April 2024

Simple and great communication

5
Easy application, review process was simple and uncomplicated. Money was transferred efficiently and I was kept informed of how things were progressing all of the way. I wouldn’t hesitate to recommended the service to other people. Reviewed on: 8th April 2024

Service was quick and simple to use.

5
Service was quick and simple to use. Hassle free! Reviewed on: 8th April 2024

Emergency boiler loan

5
Great and quick decision on loan which was easy to apply for when I needed money for a new boiler in an emergency! Reviewed on: 8th April 2024

Great experience

5
Great experience and no hidden fees Reviewed on: 8th April 2024

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