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Plata: Personal loans reviews

4.94
Based on 12,512 reviews, last reviewed 19th Mar 2026
424700% increase in 5 star reviews
in the past 90 days
400% increase in 1 star reviews
in the past 90 days
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Latest highest rating:

5

I took out a loan with Plata in early 2026 to pay ba... I took out a loan with Plata in early 2026 to pay back my credit card debt, it was quick, easy and I received a great rate. Reviewed on: 19th March 2026
Lucy Cook's avatar
Lucy Cook

Latest lowest rating:

1

I recently took out a plata loan and have regretted it. I recently took out a plata loan and have regretted it. I recently lost my father and explained this to plata they were not very empathetic. When paym... Read more Reviewed on: 17th March 2026
Zoe 's avatar
Zoe

About this product

Plata offer personal loans from £2,000 to £25,000 that can be repaid over 12 – 60 months.

You can apply for a Plata personal loan on-line and there’s a live chat facility if you need help. Monthly payments can be made on the date you choose and there are no fees.

Plata personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Plata before, you can also leave a review and share your experience.

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Plata Personal loans reviews (12512)

Great service!

5
Plata was quick and easy to apply for and came back very quickly! The send reminders and easy to get in contact with! Reviewed on: 27th June 2023

Easy application process - customer focused

5
Couldn’t be happier. Application processed quickly and funds released within a few days. Had reason to change payment date recently and it was all done immediately via their online portal. Have had absolutely no issues at all and they’ve been a pleasure to deal with. Reviewed on: 1st June 2023

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