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Plata: Personal loans reviews

View other Plata products
4.85
Based on 13,648 reviews, last reviewed 15th Jun 2026
76% decrease in 5 star reviews
in the past 90 days
75% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
4%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Helped me. There when you need it most. Helping with payment plan for you needs. Reviewed on: 15th June 2026
Steven p's avatar
Steven p

Latest lowest rating:

1

Untrustworthy Don't trust them I didn't miss a payment but refused further finance even though my credit rating has gone up Reviewed on: 8th April 2026
Graham s's avatar
Graham s
Read all reviews Write a review

About this product

Plata offer personal loans from £2,000 to £25,000 that can be repaid over 12 – 60 months.

You can apply for a Plata personal loan on-line and there’s a live chat facility if you need help. Monthly payments can be made on the date you choose and there are no fees.

Plata personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Plata before, you can also leave a review and share your experience.

Review Plata: Personal loans now

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Plata Personal loans reviews (13648)

Thank you!

5
Really good experience from start to finish. User experience, communication, and most importantly time and quality were not compromised as a result. In a time where things are hard, its always nice to have other options as opposed to feeling stuck! Thank you! Reviewed on: 25th March 2024
Simm's avatar
Simm

Very easy to manage on their website.

5
Very easy to manage on their website. Reviewed on: 25th March 2024
Alex's avatar
Alex

Easy and comfortable

5
When I applied for a loan I've got the right amount what I needed with a fair and manageable monthly payment. Therefore it's very comfortable and easy to keep the payment under control via DD. Reviewed on: 25th March 2024
Peter L's avatar
Peter L

The process was easy from start to finish.

5
The process was easy from start to finish. Simple online account thats easy to navigate and make changes. Great customer service, via email and phone. Very helpful staff who were patient with all my questions Reviewed on: 25th March 2024
Sam Sedgwick's avatar
Sam Sedgwick

Easy application, friendly knowledgeable customer se...

5
Easy application, friendly knowledgeable customer service advisers. Their online chat is particularly good, helpful instant answers to queries Reviewed on: 25th March 2024
Cath's avatar
Cath

Quick and Easy Exelent experience

5
Quick and Easy Exelent experience Reviewed on: 25th March 2024
Elena Claudia Ciobanu 's avatar
Elena Claudia Ciobanu

Easy & efficient application & set up process

5
Really quick & efficient application and deposit process. Reviewed on: 25th March 2024
NW's avatar
NW

Great Experience

5
The experience was very positive and their dashboard makes it so simple yo upload documents and keep track of your loan. Reviewed on: 25th March 2024
Tiff's avatar
Tiff

So far so good.

4
So far so good. Great to have access to this. Reviewed on: 25th March 2024
E's avatar
E

I needed a loan and the big banks (predictably) woul...

5
I needed a loan and the big banks (predictably) would not help me. Plata were easy to apply, they arranged the loan quickly and stress free and the money was transferred within days. Whenever I have spoken to customer services they are friendly and helpful. Reviewed on: 25th March 2024
Toni D's avatar
Toni D

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