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Plata: Personal loans reviews

4.94
Based on 13,191 reviews, last reviewed 9th Apr 2026
488700% increase in 5 star reviews
in the past 90 days
500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
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4%
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0%
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0%
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Latest highest rating:

5

Easy Application and Peace of Mind Easy Application and no massive uplift if you view settlement balance, gives me peace of mind for early pay off. Reviewed on: 9th April 2026
Sarah R's avatar
Sarah R

Latest lowest rating:

1

Untrustworthy Don't trust them I didn't miss a payment but refused further finance even though my credit rating has gone up Reviewed on: 8th April 2026
Graham s's avatar
Graham s

About this product

Plata offer personal loans from £2,000 to £25,000 that can be repaid over 12 – 60 months.

You can apply for a Plata personal loan on-line and there’s a live chat facility if you need help. Monthly payments can be made on the date you choose and there are no fees.

Plata personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Plata before, you can also leave a review and share your experience.

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Plata Personal loans reviews (13191)

Great customer service

5
The customer service was great everyone i spoke to was soo polite and i felt they really cared and wanted to help. There online account is super easy to use. To be honest Plate is the best loan company i have used and would 100% recommend and use again. Reviewed on: 4th July 2023

Great service!

5
Easy application process and fantastic service with an online portal for making additional payments hassle free! Reviewed on: 4th July 2023

Best of All

5
A friend of mine introduced me to karma’s credit rate checking at work then I filled in every necessary things, a couple of days later it shows three credit loans provider which gave me offers for loan. I just says let me filled in for loan just playing around as my credit rate has spoils due to a default in my account after my divorce that I struggle to pay a bank loans back, this happens six year ago. I can’t believe it happened, I was offered a loan straight away and money is in my accounts as promised. Thank you plata for trusting in me while others failed. I got the money and very useful at the time money came in. So happy Reviewed on: 4th July 2023

Phenomenal Company

5
Never been dealt with this quick and easy by and company before. Very slick & easy. Reviewed on: 4th July 2023

Excellent from start to finish!

5
The whole loan process was very smooth a few questions and a quick phone call with a customer services operative and it went through and was in y bank the same day excellent Thank you Reviewed on: 4th July 2023

Really good and helpful

5
When needed the most was no hassle and really easy to use! Reviewed on: 4th July 2023

A good provider

5
Good quick service , clear apr and monthly repayments Reviewed on: 4th July 2023

Stressless

4
Easy application and great loan rates and apr Reviewed on: 4th July 2023

Excellent

5
Excellent service. Quick and easy application process. Reviewed on: 4th July 2023

Really easy process

5
I found it really easy to go through the process to apply and it was very quick with the funds arriving very quickly. Everything was clear every step of the way and even when I had issues I was able to speak to someone and who could quickly resolve it. Reviewed on: 4th July 2023

Review Plata: Personal loans now

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