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Plata: Personal loans reviews

View other Plata products
4.85
Based on 13,648 reviews, last reviewed 15th Jun 2026
74% decrease in 5 star reviews
in the past 90 days
75% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
4%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Helped me. There when you need it most. Helping with payment plan for you needs. Reviewed on: 15th June 2026
Steven p's avatar
Steven p

Latest lowest rating:

1

Untrustworthy Don't trust them I didn't miss a payment but refused further finance even though my credit rating has gone up Reviewed on: 8th April 2026
Graham s's avatar
Graham s
Read all reviews Write a review

About this product

Plata offer personal loans from £2,000 to £25,000 that can be repaid over 12 – 60 months.

You can apply for a Plata personal loan on-line and there’s a live chat facility if you need help. Monthly payments can be made on the date you choose and there are no fees.

Plata personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Plata before, you can also leave a review and share your experience.

Review Plata: Personal loans now

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Plata Personal loans reviews (13648)

Flexible, honest, helpful and communicative

5
Flexible, honest, helpful and communicative Reviewed on: 20th March 2024
William S's avatar
William S

Simple application and money in my bank within hours.

5
Simple application and money in my bank within hours. Reviewed on: 20th March 2024
Jane's avatar
Jane

Thankyou.

5
Really good, quick, efficient and understanding. Reviewed on: 20th March 2024
Andrew C's avatar
Andrew C

Quality customer service

5
Upon applying for mh loan I received a call from plata the agent was very helpful and very pleasant to talk to and helped me with any questions I had Reviewed on: 20th March 2024
Tom E's avatar
Tom E

A convenient loan that won't break the bank

5
I wished to consolidate a couple of credit cards, and Plata seemed like a good way to do it. They don't charge that much for borrowing, and it worked out less than carrying on paying the monthly credit interest. It is convenient to have a set monthly payment and to be sure that it is not going to change. After a friendly chat with staff, confirming affordability, it is a quick process. I would recommend Plata, as there is no nasty surprises and no early repayment fee. Reviewed on: 20th March 2024
Simone D's avatar
Simone D

Very quick application with a respectable rate.

5
Very quick application with a respectable rate. Reviewed on: 20th March 2024
Michael G's avatar
Michael G

All straightforward easy to apply everything explained

5
All straightforward easy to apply everything explained Reviewed on: 20th March 2024
Jeffrey B's avatar
Jeffrey B

Quick and easy loan application from start to finish

5
Quick and easy loan application from start to finish Reviewed on: 20th March 2024
Grant 's avatar
Grant

Simple pay back opitons

5
Helped me when I was I needed if some extra cash and a decent payment plan helped me pay back ahead of time. Reviewed on: 20th March 2024
Mark green's avatar
Mark green

Website simple to use.

5
Website simple to use. The process was quick and simple. Reviewed on: 20th March 2024
Tacha's avatar
Tacha

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