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Plata: Personal loans reviews

4.94
Based on 13,642 reviews, last reviewed 11th May 2026
6056% increase in 5 star reviews
in the past 90 days
500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
4%
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0%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

Quick and easy. Quick and easy. No stress. Prompt action. Good experience. Polite staff. Reviewed on: 11th May 2026
R S  T's avatar
R S T

Latest lowest rating:

1

Untrustworthy Don't trust them I didn't miss a payment but refused further finance even though my credit rating has gone up Reviewed on: 8th April 2026
Graham s's avatar
Graham s

About this product

Plata offer personal loans from £2,000 to £25,000 that can be repaid over 12 – 60 months.

You can apply for a Plata personal loan on-line and there’s a live chat facility if you need help. Monthly payments can be made on the date you choose and there are no fees.

Plata personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Plata before, you can also leave a review and share your experience.

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Plata Personal loans reviews (13642)

Simple to apply with quick payout

5
Simple to apply with quick payout Reviewed on: 18th April 2026

Helpfull.

5
The loan was there when I needed it . I was able to afford to pay the monthly payments ,and when I was able to pay it off . Plata did ask where the cash had come from . Reviewed on: 18th April 2026

Easy and straightforward process

5
Easy and straightforward process Reviewed on: 18th April 2026

Borrowed money which I didn't need anymore plata arr...

5
Borrowed money which I didn't need anymore plata arrange for me to return it without any fees Reviewed on: 18th April 2026

5 stars!!!

5
Easy and quick application with an even more swift decision! Fantastic service all round Reviewed on: 18th April 2026

Excellent swift payment and efficient customer service

5
Excellent swift payment and efficient customer service Reviewed on: 17th April 2026

Immaculate service, fast and secure

5
Immaculate service, fast and secure Reviewed on: 17th April 2026

Easy enough to navigate

4
Easy to navigate and clear website, freedom to do as needed regarding repayments and how this will impact the overall loan amount. Reviewed on: 17th April 2026

The entire process was quick and easy.

4
The entire process was quick and easy. The application wasn’t overly complicated and I received the money into my account without any hassle or delays. Would be happy to deal with this company again and recommend to others Reviewed on: 17th April 2026

Easy online access.

5
Easy online access. No hassle with the application or with settling early. Would use again. Thank you Reviewed on: 17th April 2026

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