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Plata: Personal loans reviews

View other Plata products
4.94
Based on 10,858 reviews, last reviewed 5th Mar 2026
266600% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

Lower interest rate than my own bank offered me Plata from Co-op gave me a loan instantly. No fuss and application was really easy. Plata also had a lower interest available to me than my own bank o... Read more Reviewed on: 5th March 2026
James H's avatar
James H

Latest lowest rating:

1

High rates disguised by shiny interface High rates disguised by shiny interface Reviewed on: 27th February 2026
Kiran 's avatar
Kiran
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About this product

Plata offer personal loans from £2,000 to £25,000 that can be repaid over 12 – 60 months.

You can apply for a Plata personal loan on-line and there’s a live chat facility if you need help. Monthly payments can be made on the date you choose and there are no fees.

Plata personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Plata before, you can also leave a review and share your experience.

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Plata Personal loans reviews (10858)

Fast and friendly service.

5
Fast and friendly service. Application process was easy and communication was excellent. Reviewed on: 1st March 2026
Laura Swan's avatar
Laura Swan

Great company

5
Great experience easy to apply and easy to complete the application Reviewed on: 1st March 2026
Richard j's avatar
Richard j

Positive and Clear

5
They gave me a loan, happy with the repayment plan, everything clear and easy to manage account online Reviewed on: 1st March 2026
Nigel S's avatar
Nigel S

Really great company so easy to manage payment and s...

5
Really great company so easy to manage payment and so understanding Reviewed on: 1st March 2026
Peter f's avatar
Peter f

Friendly and easy to apply

5
Friendly and easy to apply i did it all on line and I'm not very good with computers Reviewed on: 1st March 2026
Richard Calvert 's avatar
Richard Calvert

Stressfree

5
Hassle free each time with, money easily accessible with good APR. Reviewed on: 1st March 2026
Marcia M's avatar
Marcia M

I process is very easy and quick.

5
I process is very easy and quick. No hidden costs Reviewed on: 1st March 2026
Letwin F's avatar
Letwin F

Easy to use the website.

5
Easy to use the website. Secure sign in via email. Great communication from Plata. Reviewed on: 1st March 2026
Kate P's avatar
Kate P

Superb, excellent service

5
Superb - swift and informative of all aspects of the loan situation and its terms and conditions. Took all my circumstances into consideration. Always updated of any changes, excellent service throughout. Reviewed on: 1st March 2026
David C's avatar
David C

Great lender would defo recommend

5
Great lender would defo recommend Reviewed on: 1st March 2026
Steven H's avatar
Steven H

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