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Plata: Personal loans reviews

View other Plata products
4.94
Based on 13,641 reviews, last reviewed 8th May 2026
9128% increase in 5 star reviews
in the past 90 days
500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
4%
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0%
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Latest highest rating:

5

Quick and easy and supportive team Quick and easy and supportive team Reviewed on: 8th May 2026
Gavin G's avatar
Gavin G

Latest lowest rating:

1

Untrustworthy Don't trust them I didn't miss a payment but refused further finance even though my credit rating has gone up Reviewed on: 8th April 2026
Graham s's avatar
Graham s
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About this product

Plata offer personal loans from £2,000 to £25,000 that can be repaid over 12 – 60 months.

You can apply for a Plata personal loan on-line and there’s a live chat facility if you need help. Monthly payments can be made on the date you choose and there are no fees.

Plata personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Plata before, you can also leave a review and share your experience.

Review Plata: Personal loans now

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Plata Personal loans reviews (13641)

Quick and straightforward process!

3
Even though the loan rate was extremely high the application process was straightforward. I was provided with the loan during an emergency which help significantly. Reviewed on: 17th April 2026
A H's avatar
A H
Reply from Plata Hi, Thank you for taking the time to leave us a review. We are pleased to read that you found the application process straightforward. We’re sorry, however, that the interest rate has left you feeling this way, and we appreciate you sharing your feedback with us. We understand that interest rates can sometimes feel high, and we want to reassure you that our loans are priced to reflect the level of risk involved, while ensuring fairness for all customers. We also make sure our pre‑contract information is clear and transparent, so customers have everything they need to make an informed decision before going ahead with their loan. If you’d like to discuss this further, we’re here to help. You can contact us via our contact us page: https://www.plata.com/s/contact-us. Kind regards, Plata Response date: 21st April 2026
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Plata

Had very good experience with Plata, really recommen...

5
Had very good experience with Plata, really recommend it. Reviewed on: 17th April 2026
A B's avatar
A B

Absolutely 5 stars

5
Amazing to deal with, easy and efficient Reviewed on: 17th April 2026
Izzie F's avatar
Izzie F

Great thanks

5
Easy application good rates excellent customer service Reviewed on: 17th April 2026
Erdinch Tayman's avatar
Erdinch Tayman

Everything went smoothly and quickly

5
Everything went smoothly and quickly Reviewed on: 17th April 2026
Paul W's avatar
Paul W

I had a great experience with Plata.

5
I had a great experience with Plata. The application process for my personal loan was very intuitive and quick. I received a decision faster than expected, and the terms were clearly explained. Highly recommended for anyone looking for a hassle-free loan Reviewed on: 17th April 2026
Alina Popescu 's avatar
Alina Popescu

The application was easy and quick.

5
The application was easy and quick. One of the best. Reviewed on: 17th April 2026
Okelana D's avatar
Okelana D

Recommended

5
Having had a poor history I was unsure about using Plata. Very quick and easy. Super smooth. Highly recommended. Reviewed on: 17th April 2026
yib yib yib's avatar
yib yib yib

A friendly and easy to use platform.

5
A friendly and easy to use platform. Reviewed on: 17th April 2026
Robert Saunders's avatar
Robert Saunders

Plate are very helpful and organised.

5
Plate are very helpful and organised. Reviewed on: 17th April 2026
Elisha's avatar
Elisha

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