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Plata: Personal loans reviews

4.85
Based on 13,649 reviews, last reviewed 25th Jun 2026
83% decrease in 5 star reviews
in the past 90 days
75% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
4%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

So far im very happy with the service i recieve,not... So far im very happy with the service i recieve,not had any issues up to now Reviewed on: 25th June 2026
Lesley S's avatar
Lesley S

Latest lowest rating:

1

Untrustworthy Don't trust them I didn't miss a payment but refused further finance even though my credit rating has gone up Reviewed on: 8th April 2026
Graham s's avatar
Graham s

About this product

Plata offer personal loans from £2,000 to £25,000 that can be repaid over 12 – 60 months.

You can apply for a Plata personal loan on-line and there’s a live chat facility if you need help. Monthly payments can be made on the date you choose and there are no fees.

Plata personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Plata before, you can also leave a review and share your experience.

Review Plata: Personal loans now

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Plata Personal loans reviews (13649)

Very straightforward excellent

5
Very straightforward excellent ... Reviewed on: 17th April 2026

Excellent

5
There customer care , I would 5* star rating with excellent with person centred skills knowledge of neurodivergent in all aspects Reviewed on: 17th April 2026

Easy to apply and very quick to be approved definite...

5
Easy to apply and very quick to be approved definitely recommend to anyone Reviewed on: 17th April 2026

Easy to use and easy to settle loan

5
Easy to use and easy to settle loan Reviewed on: 17th April 2026

Simple, smooth, effective ...

5
Everything was so simple and smooth such a good company Reviewed on: 17th April 2026

No issues

5
No issues from start to finish. Straightforward and reliable Reviewed on: 17th April 2026

plata from start to finish and the staff were amazin...

5
plata from start to finish and the staff were amazing and helped me out when I needed a loan and even helped me when I had to top it up :) would highly recommend to freinds and family Reviewed on: 17th April 2026

Great service !

5
Great service ! Highly recommended ! Reviewed on: 17th April 2026

Quick and straightforward process!

3
Even though the loan rate was extremely high the application process was straightforward. I was provided with the loan during an emergency which help significantly. Reviewed on: 17th April 2026
Reply from Plata Hi, Thank you for taking the time to leave us a review. We are pleased to read that you found the application process straightforward. We’re sorry, however, that the interest rate has left you feeling this way, and we appreciate you sharing your feedback with us. We understand that interest rates can sometimes feel high, and we want to reassure you that our loans are priced to reflect the level of risk involved, while ensuring fairness for all customers. We also make sure our pre‑contract information is clear and transparent, so customers have everything they need to make an informed decision before going ahead with their loan. If you’d like to discuss this further, we’re here to help. You can contact us via our contact us page: https://www.plata.com/s/contact-us. Kind regards, Plata Response date: 21st April 2026
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Plata

Had very good experience with Plata, really recommen...

5
Had very good experience with Plata, really recommend it. Reviewed on: 17th April 2026

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