Smart Money People Logo
Go to business site
Share this page
Link copied

Plata: Personal loans reviews

View other Plata products
4.94
Based on 13,641 reviews, last reviewed 8th May 2026
9128% increase in 5 star reviews
in the past 90 days
500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
4%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Quick and easy and supportive team Quick and easy and supportive team Reviewed on: 8th May 2026
Gavin G's avatar
Gavin G

Latest lowest rating:

1

Untrustworthy Don't trust them I didn't miss a payment but refused further finance even though my credit rating has gone up Reviewed on: 8th April 2026
Graham s's avatar
Graham s
Read all reviews Write a review

About this product

Plata offer personal loans from £2,000 to £25,000 that can be repaid over 12 – 60 months.

You can apply for a Plata personal loan on-line and there’s a live chat facility if you need help. Monthly payments can be made on the date you choose and there are no fees.

Plata personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Plata before, you can also leave a review and share your experience.

Review Plata: Personal loans now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Plata Personal loans reviews (13641)

Love using Plata for loans, so incredible.

5
Love using Plata for loans, always amazing and straight forward. Everything accessible with their website too. Reviewed on: 17th April 2026
KM's avatar
KM

Very straightforward application and great service

5
Very straightforward application and got my money straight away after I was accepted and was kept up to date with every step of my application Reviewed on: 17th April 2026
Cat M's avatar
Cat M

Great great service

5
Great company. Straight forward application. Reviewed on: 17th April 2026
Sa's avatar
Sa

Great easy to follow and use service with good custo...

5
Great easy to follow and use service with good customer service Reviewed on: 17th April 2026
Andy Jay's avatar
Andy Jay

Great service online and customer service great.

5
Great service online and customer service great. Very trustworthy company. I had a great experience borrowing money easy to keep track of great hints and tips Reviewed on: 17th April 2026
sam h's avatar
sam h

Quick,easy and money paid in that day

5
Quick,easy and money paid in that day Reviewed on: 17th April 2026
Clive F's avatar
Clive F

Loan was approved and sorted without any problems.

5
Loan was approved and sorted without any problems. Reviewed on: 17th April 2026
belinda w's avatar
belinda w

Very speedy and efficient application process.

5
Very speedy and efficient application process. Terms were transparent and easy to understand. I’m not sure it’s possible to actually speak to anybody as I was never able to over the course of my loan. Reviewed on: 17th April 2026
Michelle D's avatar
Michelle D

Initially I was happy with Plata.

5
Initially I was happy with Plata. After getting my first loan over 2 years paying regularly every month not missing a payment . I applied for a second loan. But was dissapointed that I was declined that 2nd loan with no explanation why? Reviewed on: 17th April 2026
Mark digby's avatar
Mark digby

So many choices, Plata always stands out as the best.

5
I've had two loans with Plata now, all paid down. Fantastic company, honest rates upfront, great customer service, for a financial service provider I would recommend. Reviewed on: 17th April 2026
Michael G's avatar
Michael G

Review Plata: Personal loans now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill