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Plata: Personal loans reviews

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4.94
Based on 13,630 reviews, last reviewed 23rd Apr 2026
530500% increase in 5 star reviews
in the past 90 days
500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
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4%
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Latest highest rating:

5

Quick snd Easy Using Plata was a very easy process and a pleasant experience Reviewed on: 23rd April 2026
Karen D's avatar
Karen D

Latest lowest rating:

1

Untrustworthy Don't trust them I didn't miss a payment but refused further finance even though my credit rating has gone up Reviewed on: 8th April 2026
Graham s's avatar
Graham s
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About this product

Plata offer personal loans from £2,000 to £25,000 that can be repaid over 12 – 60 months.

You can apply for a Plata personal loan on-line and there’s a live chat facility if you need help. Monthly payments can be made on the date you choose and there are no fees.

Plata personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Plata before, you can also leave a review and share your experience.

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Plata Personal loans reviews (13630)

Never had an issue.

5
Never had an issue. really easy process to apply and get the funds. Reviewed on: 11th March 2026
Gabi B's avatar
Gabi B

Plata is a very straightforward and accessible company.

5
Plata is a very straightforward and accessible company. They are very balanced and human and have been honest and reliable since day one. I rate them so highly. Reviewed on: 11th March 2026
Dee Tee's avatar
Dee Tee

Outstanding service ...

5
Easy to navigate the loans on offer, adaptable payments. Really easy to communicate with. Outstanding service. Reviewed on: 11th March 2026
Burtie W's avatar
Burtie W

It’s been a great service so far, the app is so easy...

5
It’s been a great service so far, the app is so easy to use, and everything has been so easy to setup and get to grips with. They have given me the flexibility to be able to do the things I need to do and couldn’t recommend them more highly Reviewed on: 11th March 2026
Gurv B's avatar
Gurv B

Quick loan decision and customer services

4
Although my loan interest rate was high, but I’m pleased with Plata ‘s customer services., and I do not have any issues up to date so far. Reviewed on: 11th March 2026
Yvonne's avatar
Yvonne

Excellent loan provider.

5
I have had a few loans from plata excellent service and great staff. Reviewed on: 11th March 2026
Alison Thomas's avatar
Alison Thomas

Quick and easy all done online money transfer quickl...

5
Quick and easy all done online money transfer quickly into bank can manage account online Reviewed on: 11th March 2026
Simon waugh's avatar
Simon waugh

Quick and easy

5
Quick and easy to apply. Money transferred quickly when approved. Reviewed on: 11th March 2026
ChrisB's avatar
ChrisB

Clear and easy to access information in app and thro...

5
Clear and easy to access information in app and throughout any communication Reviewed on: 11th March 2026
Jane 's avatar
Jane

Process was easy.

5
Process was easy. Applied online and loan was finalised within 2 days Reviewed on: 11th March 2026
Thaabiet C's avatar
Thaabiet C

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