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Plata: Personal loans reviews

4.94
Based on 13,629 reviews, last reviewed 23rd Apr 2026
530400% increase in 5 star reviews
in the past 90 days
500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
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4%
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0%
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0%
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Latest highest rating:

5

Plata made it so simple it’s so easy to follow instr... Plata made it so simple it’s so easy to follow instructions Reviewed on: 23rd April 2026
Josephine hazell's avatar
Josephine hazell

Latest lowest rating:

1

Untrustworthy Don't trust them I didn't miss a payment but refused further finance even though my credit rating has gone up Reviewed on: 8th April 2026
Graham s's avatar
Graham s

About this product

Plata offer personal loans from £2,000 to £25,000 that can be repaid over 12 – 60 months.

You can apply for a Plata personal loan on-line and there’s a live chat facility if you need help. Monthly payments can be made on the date you choose and there are no fees.

Plata personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Plata before, you can also leave a review and share your experience.

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Plata Personal loans reviews (13629)

Needed a loan to help my family in a very tough time.

5
Needed a loan to help my family in a very tough time. The team at plata were so kind and helpful providing all the right information I needed. Fast and also reliable. Absolutely fantastic service. So quick from the get go and honesty as well. Reviewed on: 11th March 2026

Helped me consolidate when others didn’t

5
A lot of other lenders didn’t allow me to consolidate and borrow. plata did, their experience and UI was great and easy to navigate Reviewed on: 11th March 2026

Great at the very last minute

5
I was I a very bad situation, financially my daughter birthday was coming up and we had booked to go away but I didn't have money for the hotel or spending money but at the last minute literally few hours before the travel plata came to my rescue. Reviewed on: 11th March 2026

I have had a good experience with plata and the staf...

5
I have had a good experience with plata and the staff where very professional when I rang up to change my name Reviewed on: 11th March 2026

Excellent service.

5
Excellent service. Customer service very helpful. They go through everything with you to make sure you understand everything Reviewed on: 11th March 2026

Smooth and outstanding service.

5
Smooth and outstanding service. Take the stress away from a stressful situation Reviewed on: 11th March 2026

Great got excepted straight away.

5
Great got excepted straight away. Reviewed on: 11th March 2026

Great service.

5
Great service. Would definitely recommend Reviewed on: 11th March 2026

Quick and efficient loans

5
Quick and efficient with results and quick pay out Reviewed on: 11th March 2026

Easy to deal with and quick to pay out

5
Easy to deal with and quick to pay out Reviewed on: 11th March 2026

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