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Plata: Personal loans reviews

4.85
Based on 13,649 reviews, last reviewed 25th Jun 2026
83% decrease in 5 star reviews
in the past 90 days
75% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
4%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

So far im very happy with the service i recieve,not... So far im very happy with the service i recieve,not had any issues up to now Reviewed on: 25th June 2026
Lesley S's avatar
Lesley S

Latest lowest rating:

1

Untrustworthy Don't trust them I didn't miss a payment but refused further finance even though my credit rating has gone up Reviewed on: 8th April 2026
Graham s's avatar
Graham s

About this product

Plata offer personal loans from £2,000 to £25,000 that can be repaid over 12 – 60 months.

You can apply for a Plata personal loan on-line and there’s a live chat facility if you need help. Monthly payments can be made on the date you choose and there are no fees.

Plata personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Plata before, you can also leave a review and share your experience.

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Plata Personal loans reviews (13649)

The whole process was smooth.

5
The whole process was smooth.. it only took a day or two.. Reviewed on: 17th April 2026

High Fives & Low Rates

5
This company stands out for its unwavering transparency and customer-first approach. They’ve managed to strip away the usual headaches of borrowing, replacing them with: • Speed & Simplicity: A streamlined process that respects your time. • Fair Terms: Competitive rates with no hidden "gotchas" in the fine print. • Human Support: A team that treats you like a person, not just a credit score. Reviewed on: 17th April 2026

Very quickly supported me when I was financially str...

5
Very quickly supported me when I was financially struggling Reviewed on: 17th April 2026

Quick easy and efficient process

5
Quick easy and efficient process Reviewed on: 17th April 2026

Efficient and quick service.

5
Efficient and quick service. Online platform is really easy to use and user friendly. Reviewed on: 17th April 2026

Swift, transparent and easy to communicate with

5
Swift, transparent and easy to communicate with Reviewed on: 17th April 2026

Top notch service

5
Excellent service. Smooth and clear app Reviewed on: 17th April 2026

Plata were always polite & patient when speaking to...

5
Plata were always polite & patient when speaking to me they answered any question no matter how trivial it seemed Reviewed on: 17th April 2026

The best service and support

5
Quick, easy, helpful and strong communication. Website and account really accessible and user friendly. Reviewed on: 17th April 2026

Needed a loan for debt consolidation, was in my ban...

5
Needed a loan for debt consolidation, was in my bank within 24 hours. Awesome customer service. Happy customer Reviewed on: 17th April 2026

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