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Plata: Personal loans reviews

View other Plata products
4.94
Based on 13,625 reviews, last reviewed 22nd Apr 2026
530000% increase in 5 star reviews
in the past 90 days
500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
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4%
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Latest highest rating:

5

Plata was excellent - easy to use website and everyt... Plata was excellent - easy to use website and everything always made clear. Customer service was great. Reviewed on: 22nd April 2026
Rebecca P's avatar
Rebecca P

Latest lowest rating:

1

Untrustworthy Don't trust them I didn't miss a payment but refused further finance even though my credit rating has gone up Reviewed on: 8th April 2026
Graham s's avatar
Graham s
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About this product

Plata offer personal loans from £2,000 to £25,000 that can be repaid over 12 – 60 months.

You can apply for a Plata personal loan on-line and there’s a live chat facility if you need help. Monthly payments can be made on the date you choose and there are no fees.

Plata personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Plata before, you can also leave a review and share your experience.

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Plata Personal loans reviews (13625)

Ive had no issues with plata my payment is always ma...

5
Ive had no issues with plata my payment is always made on time Reviewed on: 11th March 2026
Nusrat A's avatar
Nusrat A

Good experience overall , money In my account the ne...

5
Good experience overall , money In my account the next day after being approved . Really good customers service Reviewed on: 11th March 2026
Carlo Aramu's avatar
Carlo Aramu

Excellent service 99% of the time

4
Excellent service 99% of the time Reviewed on: 11th March 2026
Emma Winstanley's avatar
Emma Winstanley

Easy to set up, handy application.

5
Easy to set up, handy application. No hassle from start to finish. Highly user friendly and excellent choices for managing repayments and scheduled dates for repayment. No issues to report. Would use again. Reviewed on: 11th March 2026
Kacper S's avatar
Kacper S

Great service.

5
Great service. Amazing communication Reviewed on: 11th March 2026
BGODFREY 's avatar
BGODFREY

Hassle free application, not bombarded with phone ca...

5
Hassle free application, not bombarded with phone calls and very friendly staff Reviewed on: 11th March 2026
Elizabeth P's avatar
Elizabeth P

When I needed a loan with bad credit Plata offered m...

5
When I needed a loan with bad credit Plata offered me one at a fairly low interest Reviewed on: 11th March 2026
Roger v's avatar
Roger v

10/10 would recommend

5
Good team, easy application process and the user interface of the website is good. It’s easy to see how much you have left to pay and the option to pay early (which is well hidden with other providers) Reviewed on: 11th March 2026
Sophie B's avatar
Sophie B

Professional & Excellent Customer Service

5
Seamless transaction to take out the loan, very helpful emails, easy to access your balance at any time. Very happy to recommend to others Reviewed on: 11th March 2026
Kathryn 's avatar
Kathryn

I been with Plata for a while, staff mazing , commu...

5
I been with Plata for a while, staff amazing , communication and support is great. Definitely recommend the Plata to others. Reviewed on: 11th March 2026
MRS N's avatar
MRS N

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