Paid advertisement
Smart Money People Logo
Newsletter
Go to business site
Share this page
Link copied

Plata: Personal loans reviews

View other Plata products
4.85
Based on 13,652 reviews, last reviewed 11th Aug 2026
100% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
4%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Good review Good experience Money was in quick Reviewed on: 11th August 2026
Philip's avatar
Philip

Latest lowest rating:

1

Untrustworthy Don't trust them I didn't miss a payment but refused further finance even though my credit rating has gone up Reviewed on: 8th April 2026
Graham s's avatar
Graham s
Read all reviews Write a review

About this product

Plata offer personal loans from £2,000 to £35,000 that can be repaid over 12 – 60 months.

You can apply for a Plata personal loan on-line and there’s a live chat facility if you need help. Monthly payments can be made on the date you choose and there are no fees.

Plata personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Plata before, you can also leave a review and share your experience.

Review Plata: Personal loans now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Plata Personal loans reviews (13652)

Plata loans offer great value.

5
Plata loans offer great value. Applying is easy but fair process. It offers great customer service and the loan is easily managed online. I would recommend them as a loan provider to friends and family. Reviewed on: 16th April 2026
Charlotte Wooldridge's avatar
Charlotte Wooldridge

It was easy and straightforward to apply.

4
It was easy and straightforward to apply. Reviewed on: 16th April 2026
Stephanie Y's avatar
Stephanie Y

I needed a loan they offered, I already accepted fro...

5
I needed a loan they offered, I already accepted from another lender but wish I had taken theirs apr was better. Contact from them brilliant. Reviewed on: 16th April 2026
Helen B's avatar
Helen B

Staff were efficient and knoweldgable.

5
Staff were efficient and knoweldgable. Service was speedy Reviewed on: 16th April 2026
Dawn S's avatar
Dawn S

I believe on due diligence on my credit rating my AP...

5
I believe on due diligence on my credit rating my APR was reduced from 29 to 15.4. That was great. Reviewed on: 16th April 2026
Popson J's avatar
Popson J

Quick easy process from start to finish

5
Quick easy process from start to finish Reviewed on: 16th April 2026
Jamie n's avatar
Jamie n

The process was clear simple and the person I spoke...

5
The process was clear simple and the person I spoke to was very polite and upbeat Reviewed on: 16th April 2026
Lawrence 's avatar
Lawrence

Just so quick and easy

5
Just so quick and easy to get sorted Reviewed on: 16th April 2026
Mrs Marie tagg's avatar
Mrs Marie tagg

Silent loan

5
I can’t speak so I was looking for a lender that didn’t have me on the phone cause I can’t there were tools which we could do this texting conversation Reviewed on: 16th April 2026
Stew m's avatar
Stew m

Honest and straightforward

4
Overall loan application was straightforward,good customer service,only downside is APR should be lower, otherwise pleased Reviewed on: 16th April 2026
mark h's avatar
mark h

Review Plata: Personal loans now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill