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Plata: Personal loans reviews

View other Plata products
4.94
Based on 13,245 reviews, last reviewed 13th Apr 2026
493500% increase in 5 star reviews
in the past 90 days
500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
4%
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0%
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0%
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Latest highest rating:

5

Loan Application Easy transparent process when applying for a loan at a great apr. Reviewed on: 13th April 2026
KR's avatar
KR

Latest lowest rating:

1

Untrustworthy Don't trust them I didn't miss a payment but refused further finance even though my credit rating has gone up Reviewed on: 8th April 2026
Graham s's avatar
Graham s
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About this product

Plata offer personal loans from £2,000 to £25,000 that can be repaid over 12 – 60 months.

You can apply for a Plata personal loan on-line and there’s a live chat facility if you need help. Monthly payments can be made on the date you choose and there are no fees.

Plata personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Plata before, you can also leave a review and share your experience.

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Plata Personal loans reviews (13245)

Convenient & straightforward

5
So easy to use & funds available straight away Reviewed on: 27th February 2026
Katie K's avatar
Katie K

Wonderful and seamless journey.

5
Wonderful and seamless journey which made me feel comfortable from start to finish. Highly recommend Plata! Reviewed on: 27th February 2026
Jonny H's avatar
Jonny H

Very freindly not pushed into anything explained well

4
Very freindly not pushed into anything explained well Reviewed on: 27th February 2026
David l's avatar
David l

Straightforward, good and no hussle

5
Straightforward, good and no hussle Reviewed on: 27th February 2026
F's avatar
F

Had no issues with my loan, great communication and...

5
Had no issues with my loan, great communication and easy to login. Happy with the service and would use again. Reviewed on: 27th February 2026
Lauren's avatar
Lauren

Excellent service

5
Having tried my own bank and having an excellent credit history, I tried Plata and they approved me very quickly and the all round service was excellent. Reviewed on: 27th February 2026
A B's avatar
A B

Excellent service but High APR

3
Experience was excellent, unfortunately the APR was not competitive and extremely high. This has put me off using them in future. Reviewed on: 27th February 2026
Gav's avatar
Gav
Reply from Plata Hi Gav, Thank you for taking the time to leave us a review. We’re pleased to hear that you found our service excellence. We’re sorry, however, that the interest rate has left you feeling this way, and we appreciate you sharing your feedback with us. We understand that interest rates can sometimes feel high, and we want to reassure you that our loans are priced to reflect the level of risk involved, while ensuring fairness for all customers. We also make sure our pre‑contract information is clear and transparent, so customers have everything they need to make an informed decision before going ahead with their loan. If you’d like to discuss this further, we’re here to help. You can contact us via our contact us page: https://www.plata.com/s/contact-us. Kind regards, Plata Response date: 4th March 2026
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Plata

Helpful, efficient and good value.

5
Helpful, efficient and good value. Reviewed on: 27th February 2026
Teraysa C's avatar
Teraysa C

Prompt service, easy / straightforward application p...

5
Prompt service, easy / straightforward application process. Reviewed on: 27th February 2026
NB's avatar
NB

Excellent service quick decision

5
Excellent service quick decision Reviewed on: 27th February 2026
Matthew J's avatar
Matthew J

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