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Plata: Personal loans reviews

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4.94
Based on 13,238 reviews, last reviewed 13th Apr 2026
493000% increase in 5 star reviews
in the past 90 days
500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
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Latest highest rating:

5

Very professional services. Very professional services. And friendly staff Reviewed on: 13th April 2026
Florian V's avatar
Florian V

Latest lowest rating:

1

Untrustworthy Don't trust them I didn't miss a payment but refused further finance even though my credit rating has gone up Reviewed on: 8th April 2026
Graham s's avatar
Graham s
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About this product

Plata offer personal loans from £2,000 to £25,000 that can be repaid over 12 – 60 months.

You can apply for a Plata personal loan on-line and there’s a live chat facility if you need help. Monthly payments can be made on the date you choose and there are no fees.

Plata personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Plata before, you can also leave a review and share your experience.

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Plata Personal loans reviews (13238)

They were very kind and not just because I got the l...

5
They were very kind and not just because I got the loan but they showed care and attention Reviewed on: 27th February 2026
Chris D's avatar
Chris D

I wasn't expecting to be accepted so soon but Plata...

5
I wasn't expecting to be accepted so soon but Plata were excellent and took a huge weight off my shoulders. The process was very simple and the money was paid very quickly! Reviewed on: 27th February 2026
Fiona M's avatar
Fiona M

Not had any issues.

5
Not had any issues. Comms seem quick and efficient. Reviewed on: 27th February 2026
Matt M's avatar
Matt M

Highly professional and easy to use

5
It's easy to see why they won Best Personal Loan Provider. The platform is user-friendly, the communication is clear, and the whole experience was stress-free. Happy to give them my vote! Reviewed on: 27th February 2026
Boris P's avatar
Boris P

Quick and easy to arrange and easy to use platform...

5
Quick and easy to arrange and easy to use platform Reviewed on: 27th February 2026
Michael a's avatar
Michael a

Plata is the BEST loan provider and stand out agains...

5
Plata is the BEST loan provider and stand out against all others. Most companies offer Direct Debit, makes it so much easier to keep track of payments that they go on via debit card even on weekends. Application process is smooth. Online account secure and easy. So quick and stress free doing the application and support if struggling is clearly advertised. I will in future always use Plata. If I had to rate them 1 to 5, it would be a 6. Reviewed on: 27th February 2026
Mike's avatar
Mike

All went smoothly.

5
All went smoothly. Online application easy to set up and payed quickly into account. Reviewed on: 27th February 2026
Jo G's avatar
Jo G

Best loan people I have ever had!!!

5
Very efficient and easy to use website. I especially like the quick and easy way to get a settlement figure or see what interst you save when making an extra payment. Reviewed on: 27th February 2026
Welshie's avatar
Welshie

Quick/Straightforward process

5
Very easy application process and money quickly paid to my account. Monthly payment reminder emails with payment date included are also very helpful. Reviewed on: 27th February 2026
Scott's avatar
Scott

Great service

5
Perfect and very fast service. Money in the bank on the exact day was expected Reviewed on: 27th February 2026
Darren C's avatar
Darren C

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