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Plata: Personal loans reviews

4.84
Based on 13,652 reviews, last reviewed 11th Aug 2026
100% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
4%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Good review Good experience Money was in quick Reviewed on: 11th August 2026
Philip's avatar
Philip

Latest lowest rating:

1

Untrustworthy Don't trust them I didn't miss a payment but refused further finance even though my credit rating has gone up Reviewed on: 8th April 2026
Graham s's avatar
Graham s

About this product

Plata offer personal loans from £2,000 to £35,000 that can be repaid over 12 – 60 months.

You can apply for a Plata personal loan on-line and there’s a live chat facility if you need help. Monthly payments can be made on the date you choose and there are no fees.

Plata personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Plata before, you can also leave a review and share your experience.

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Plata Personal loans reviews (13652)

Excellent service catering to my individual needs

5
Very fast and efficient service from application to funds in my account, the process was very smooth Reviewed on: 27th February 2026

Easy to apply and response was very quick

5
Easy to apply and response was very quick Reviewed on: 27th February 2026

Very easy application and fast decision with a very...

5
Very easy application and fast decision with a very good interest rate Reviewed on: 27th February 2026

The whole experience excellent

5
From applying to getting through loan was a breeze. You can easily view amount owed, settlement amount an apply for top up if needed. Ive found the company and the whole experience excellent Reviewed on: 27th February 2026

An honest and reliable lender

5
The application and execution of my personal loan was seamless. The company seem customer focused and the reminder emails (although not necessary) are a subtle but good mechanism to make sure funds are available in your account. Highly recommended. Reviewed on: 27th February 2026

Application and the discussion was given very fast.

5
Application and the discussion was given very fast. Reviewed on: 27th February 2026

Very easy to understand and arrange finance

5
Very easy to understand and arrange finance Reviewed on: 27th February 2026

Prompt and reliable service throughout

5
Prompt and reliable service throughout Reviewed on: 27th February 2026

Excellent service, very understanding.

5
Excellent service, very understanding. Quick turnover from start to when i was paid out. Would highly recommend. Reviewed on: 27th February 2026

Great loan Company.

5
Plata offered me a loan I could afford to repay back Monthly. Great on keeping me up to date with all payments. Reviewed on: 27th February 2026

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