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Plata: Personal loans reviews

View other Plata products
4.94
Based on 12,985 reviews, last reviewed 6th Apr 2026
469100% increase in 5 star reviews
in the past 90 days
400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
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4%
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Latest highest rating:

5

Friendly staff, quick decision and you will receive... Friendly staff, quick decision and you will receive the money into your account directly Reviewed on: 6th April 2026
LB's avatar
LB

Latest lowest rating:

1

I recently took out a plata loan and have regretted it. I recently took out a plata loan and have regretted it. I recently lost my father and explained this to plata they were not very empathetic. When paym... Read more Reviewed on: 17th March 2026
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Zoe
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About this product

Plata offer personal loans from £2,000 to £25,000 that can be repaid over 12 – 60 months.

You can apply for a Plata personal loan on-line and there’s a live chat facility if you need help. Monthly payments can be made on the date you choose and there are no fees.

Plata personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Plata before, you can also leave a review and share your experience.

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Plata Personal loans reviews (12985)

Worry free

5
straight forward , monies in the bank within two working day Reviewed on: 27th February 2026
Phil W's avatar
Phil W

Professional trust and quick respond

5
Professional trust and quick respond Reviewed on: 27th February 2026
Rommel M's avatar
Rommel M

Easy, quick and efficient.

4
Easy, quick and efficient. Everything is based in the app so I can monitor what is going on every month and track my payment. Reviewed on: 27th February 2026
James L's avatar
James L

Straightforward loan application completed in a rea...

5
Straightforward loan application completed in a reasonable time frame. Reviewed on: 27th February 2026
robonloo's avatar
robonloo

Clean, honest and smooth

5
The simplicity of application through to management of my repayments is brilliant. There is no complication nor dramas, its all as it should be. Reviewed on: 27th February 2026
ThomasBoyle's avatar
ThomasBoyle

10/10 Experience

5
Fast, simple application process. Easily accessible information. Reviewed on: 27th February 2026
SammyG's avatar
SammyG

Life saving

5
Was panicking after an unexpected trip to the vet for our dog resulting in him needing surgery immediately or he would suffer. Plates were able to sort us out and pay us so quickly. Everything was simple, quick and clear. Delighted they could help us in our time of crisis. Reviewed on: 27th February 2026
Kelly b's avatar
Kelly b

Amazing and straightforward.

5
Amazing and straightforward. It was such an easy process.Funds got in my account within 48 hours. Contact easy to understand Reviewed on: 27th February 2026
Marrion 's avatar
Marrion

Great easy and fast loan, user friendly portal all t...

5
Great easy and fast loan, user friendly portal all the options you need Reviewed on: 27th February 2026
Olivia 's avatar
Olivia

Excellent and quality service

5
From applying for the loan to actually receiving the money very quick. I like the app too so I can keep track of my loan. Reviewed on: 27th February 2026
Gary w's avatar
Gary w

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