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Plata: Personal loans reviews

View other Plata products
4.85
Based on 13,649 reviews, last reviewed 25th Jun 2026
83% decrease in 5 star reviews
in the past 90 days
75% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
4%
See only 3 star reviews
0%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

So far im very happy with the service i recieve,not... So far im very happy with the service i recieve,not had any issues up to now Reviewed on: 25th June 2026
Lesley S's avatar
Lesley S

Latest lowest rating:

1

Untrustworthy Don't trust them I didn't miss a payment but refused further finance even though my credit rating has gone up Reviewed on: 8th April 2026
Graham s's avatar
Graham s
Read all reviews Write a review

About this product

Plata offer personal loans from £2,000 to £25,000 that can be repaid over 12 – 60 months.

You can apply for a Plata personal loan on-line and there’s a live chat facility if you need help. Monthly payments can be made on the date you choose and there are no fees.

Plata personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Plata before, you can also leave a review and share your experience.

Review Plata: Personal loans now

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Plata Personal loans reviews (13649)

Plata process was fantastic

5
First time I am dealing with Plata, the process was so easy and decision and approval stage was very fast and money transferred within hours, interest rate was acceptable compared to others, highly recommended Reviewed on: 15th April 2026
Diaa Y's avatar
Diaa Y

Very quick and easy !

5
Very quick and easy ! Very helpful Reviewed on: 14th April 2026
hs123's avatar
hs123

I’ve had a really good experience with plata.

5
I’ve had a really good experience with plata. Easy to use and good money Reviewed on: 14th April 2026
claire's avatar
claire

Quick and easy , pretty straight forward service , I...

5
Quick and easy , pretty straight forward service , I've got approved in no time . Reviewed on: 14th April 2026
Anita Kisikan-Hulett 's avatar
Anita Kisikan-Hulett

Priceless

5
Excellent from start to finish .Priceless with speed and delivery of funds to account Reviewed on: 14th April 2026
Clint's avatar
Clint

It was a very smooth process.

5
It was a very smooth process. And also interest rates provided is competitive. Loan processing time was very quick as well. Reviewed on: 14th April 2026
Vivek Bangera's avatar
Vivek Bangera

Quick simple good service very straight forward for...

5
Quick simple good service very straight forward for application Reviewed on: 14th April 2026
Craig H's avatar
Craig H

Great service

5
Straightforward, quick and easy application. Decision in minutes and money transfered fast. Excellent service! Reviewed on: 14th April 2026
Lesley 's avatar
Lesley

Great and flawless customer services and process

5
Great and flawless customer services and process Reviewed on: 14th April 2026
Lorraine's avatar
Lorraine

Everyone else said no but plata said yes; by accepti...

5
Everyone else said no but plata said yes; by accepting me for my debt consolidation loan, it has given me financial freedom to be able to do more with my income each month. I don’t need to now prioritise what to pay and can make sure that I repay everything I need and still save money. The only downside is that the interest rate is a little higher than most lenders but an opportunity to consolidate is worth more to me over the repayment terms. Reviewed on: 14th April 2026
Daniel S's avatar
Daniel S

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