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Plata: Personal loans reviews

View other Plata products
4.94
Based on 13,641 reviews, last reviewed 8th May 2026
9128% increase in 5 star reviews
in the past 90 days
500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
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4%
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Latest highest rating:

5

Quick and easy and supportive team Quick and easy and supportive team Reviewed on: 8th May 2026
Gavin G's avatar
Gavin G

Latest lowest rating:

1

Untrustworthy Don't trust them I didn't miss a payment but refused further finance even though my credit rating has gone up Reviewed on: 8th April 2026
Graham s's avatar
Graham s
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About this product

Plata offer personal loans from £2,000 to £25,000 that can be repaid over 12 – 60 months.

You can apply for a Plata personal loan on-line and there’s a live chat facility if you need help. Monthly payments can be made on the date you choose and there are no fees.

Plata personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Plata before, you can also leave a review and share your experience.

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Plata Personal loans reviews (13641)

Great and flawless customer services and process

5
Great and flawless customer services and process Reviewed on: 14th April 2026
Lorraine's avatar
Lorraine

Everyone else said no but plata said yes; by accepti...

5
Everyone else said no but plata said yes; by accepting me for my debt consolidation loan, it has given me financial freedom to be able to do more with my income each month. I don’t need to now prioritise what to pay and can make sure that I repay everything I need and still save money. The only downside is that the interest rate is a little higher than most lenders but an opportunity to consolidate is worth more to me over the repayment terms. Reviewed on: 14th April 2026
Daniel S's avatar
Daniel S

Quick and easy, straightforward application

5
Quick and easy, straightforward application Reviewed on: 14th April 2026
Robert F's avatar
Robert F

Easy sign up process.

5
Easy sign up process. Payment made within the same day. Easy to understand, and read. Reviewed on: 14th April 2026
Jon W's avatar
Jon W

Easy and no hassle.

5
Easy and no hassle. The whole process wasn't long Reviewed on: 14th April 2026
Carolyn D's avatar
Carolyn D

Excellent service and very easy to do

5
Excellent service and very easy to do Reviewed on: 14th April 2026
Stephanie G's avatar
Stephanie G

money for a quick response

5
When I need to learn quite promptly for some surgery for my eyes, it was in my bank account in three hours excellent choice Reviewed on: 14th April 2026
Sharon Creanga's avatar
Sharon Creanga

All done in minutes on line

5
It was all on line and with in 2 minutes I had a yes and soon after the money was in my account excellent Reviewed on: 14th April 2026
Tony's avatar
Tony

Worked seamlessly!

5
Worked seamlessly; I was contacted for more detail and still had my loan in my bank by the end of the day. Responsible lender who did a thorough inspection before making the decision. After a chat about the purpose of my loan, the underwriters made their decision and approved me quickly. Couldn’t ask for anything better! Reviewed on: 14th April 2026
Soph 's avatar
Soph

Very efficient.

5
Very efficient. No fuss. Easy to apply. Funds sent immediately Reviewed on: 14th April 2026
John B's avatar
John B

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