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Plata: Personal loans reviews

View other Plata products
4.94
Based on 13,641 reviews, last reviewed 8th May 2026
14170% increase in 5 star reviews
in the past 90 days
500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
4%
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0%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

Quick and easy and supportive team Quick and easy and supportive team Reviewed on: 8th May 2026
Gavin G's avatar
Gavin G

Latest lowest rating:

1

Untrustworthy Don't trust them I didn't miss a payment but refused further finance even though my credit rating has gone up Reviewed on: 8th April 2026
Graham s's avatar
Graham s
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About this product

Plata offer personal loans from £2,000 to £25,000 that can be repaid over 12 – 60 months.

You can apply for a Plata personal loan on-line and there’s a live chat facility if you need help. Monthly payments can be made on the date you choose and there are no fees.

Plata personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Plata before, you can also leave a review and share your experience.

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Plata Personal loans reviews (13641)

Easy Application and Peace of Mind

5
Easy Application and no massive uplift if you view settlement balance, gives me peace of mind for early pay off. Reviewed on: 9th April 2026
Sarah R's avatar
Sarah R

Excellent Customer Service. Transparent Process.

5
Responsive and helpful Customer Service. This company made it super easy for me to understand the loan process and are very good at highlighting the details of the load agreement. I appreciate their candour and transparency in this entire process. I feel confident in my decision to go with them for this service. Reviewed on: 9th April 2026
Sarah's avatar
Sarah

Effective lender

5
The application was easy and the funding was released quickly Reviewed on: 9th April 2026
Michele C's avatar
Michele C

Efficient and excellent customer service!

5
My credit rating has improved over the years and after seeing the interest charged, to buy a car with finance, decided to check out my other options. Plato's rates were competitive and they dealt with me so efficiently and with excellent customer service. I would definitely recommend them to my friends and family. Reviewed on: 9th April 2026
Alma Q's avatar
Alma Q

Sensible Credit Lending from Plata

5
Plata have helped me achieve consolidation and thus saved me interest charges, stress, worry and a better quality of life. The whole experience was supportive from start to finish with safeguards in place to make sure I wasn't over extending my finances. I would not hesitate to recommend Plata to others Reviewed on: 9th April 2026
NICWA's avatar
NICWA

Great to deal with easy as 1 2 3

5
Great to deal with easy as 1 2 3 Reviewed on: 9th April 2026
Daniel D's avatar
Daniel D

Seamless experience throughout the application process

5
Seamless experience throughout the application process. I just had to fill a form online and money is in my account within a few days. Reviewed on: 9th April 2026
RK's avatar
RK

Simple and fast

5
Great and speedy access to a personal loan, affordable and exactly what I needed at the right time Reviewed on: 9th April 2026
Gabriel Viziteu's avatar
Gabriel Viziteu

Plata, first by a mile!

5
I had contacted a number of companies to try and secure a personal loan and without exception they made the the process complicated and lengthy. However, when I contacted Plata it was completely the reverse, simple and quick. Reviewed on: 9th April 2026
Duncan J's avatar
Duncan J

Plata are a really great company .

5
Plata are a really great company . The application was fast and decision was fast . The money was in my account within half an hour . The app allows you to see your payment progress and my favourite is they email you when your payment is getting ready to leave your account. Great providers and i would definitely recommend to friends and family Reviewed on: 8th April 2026
Linda D's avatar
Linda D

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