Paid advertisement
Smart Money People Logo
Newsletter
Go to business site
Share this page
Link copied

Plata: Personal loans reviews

View other Plata products
4.85
Based on 13,649 reviews, last reviewed 25th Jun 2026
83% decrease in 5 star reviews
in the past 90 days
75% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
4%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

So far im very happy with the service i recieve,not... So far im very happy with the service i recieve,not had any issues up to now Reviewed on: 25th June 2026
Lesley S's avatar
Lesley S

Latest lowest rating:

1

Untrustworthy Don't trust them I didn't miss a payment but refused further finance even though my credit rating has gone up Reviewed on: 8th April 2026
Graham s's avatar
Graham s
Read all reviews Write a review

About this product

Plata offer personal loans from £2,000 to £25,000 that can be repaid over 12 – 60 months.

You can apply for a Plata personal loan on-line and there’s a live chat facility if you need help. Monthly payments can be made on the date you choose and there are no fees.

Plata personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Plata before, you can also leave a review and share your experience.

Review Plata: Personal loans now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Plata Personal loans reviews (13649)

Effective lender

5
The application was easy and the funding was released quickly Reviewed on: 9th April 2026
Michele C's avatar
Michele C

Efficient and excellent customer service!

5
My credit rating has improved over the years and after seeing the interest charged, to buy a car with finance, decided to check out my other options. Plato's rates were competitive and they dealt with me so efficiently and with excellent customer service. I would definitely recommend them to my friends and family. Reviewed on: 9th April 2026
Alma Q's avatar
Alma Q

Sensible Credit Lending from Plata

5
Plata have helped me achieve consolidation and thus saved me interest charges, stress, worry and a better quality of life. The whole experience was supportive from start to finish with safeguards in place to make sure I wasn't over extending my finances. I would not hesitate to recommend Plata to others Reviewed on: 9th April 2026
NICWA's avatar
NICWA

Great to deal with easy as 1 2 3

5
Great to deal with easy as 1 2 3 Reviewed on: 9th April 2026
Daniel D's avatar
Daniel D

Seamless experience throughout the application process

5
Seamless experience throughout the application process. I just had to fill a form online and money is in my account within a few days. Reviewed on: 9th April 2026
RK's avatar
RK

Simple and fast

5
Great and speedy access to a personal loan, affordable and exactly what I needed at the right time Reviewed on: 9th April 2026
Gabriel Viziteu's avatar
Gabriel Viziteu

Plata, first by a mile!

5
I had contacted a number of companies to try and secure a personal loan and without exception they made the the process complicated and lengthy. However, when I contacted Plata it was completely the reverse, simple and quick. Reviewed on: 9th April 2026
Duncan J's avatar
Duncan J

Plata are a really great company .

5
Plata are a really great company . The application was fast and decision was fast . The money was in my account within half an hour . The app allows you to see your payment progress and my favourite is they email you when your payment is getting ready to leave your account. Great providers and i would definitely recommend to friends and family Reviewed on: 8th April 2026
Linda D's avatar
Linda D

Easy Loan to get, support received when needed.

5
Easy Loan to get, support received when needed. Reviewed on: 8th April 2026
Mike T's avatar
Mike T

Good customer service .

5
Good customer service .money doesn’t take longer to be in acc. Reviewed on: 8th April 2026
CMWANYALI 's avatar
CMWANYALI

Review Plata: Personal loans now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill