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Plata: Personal loans reviews

View other Plata products
4.85
Based on 13,649 reviews, last reviewed 25th Jun 2026
83% decrease in 5 star reviews
in the past 90 days
75% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
4%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

So far im very happy with the service i recieve,not... So far im very happy with the service i recieve,not had any issues up to now Reviewed on: 25th June 2026
Lesley S's avatar
Lesley S

Latest lowest rating:

1

Untrustworthy Don't trust them I didn't miss a payment but refused further finance even though my credit rating has gone up Reviewed on: 8th April 2026
Graham s's avatar
Graham s
Read all reviews Write a review

About this product

Plata offer personal loans from £2,000 to £25,000 that can be repaid over 12 – 60 months.

You can apply for a Plata personal loan on-line and there’s a live chat facility if you need help. Monthly payments can be made on the date you choose and there are no fees.

Plata personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Plata before, you can also leave a review and share your experience.

Review Plata: Personal loans now

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Plata Personal loans reviews (13649)

Easy from application to receiving funds

5
I was looking for a loan and some how found Plata i believe it was via credit karma. I applied got accepted and had the funds by the next day. Absolutely blown away with how easy it was to apply and receive funds. Will use the service again after i pay off this one definately. Very happy. Reviewed on: 8th April 2026
Shane w's avatar
Shane w

Quick, efficient application process

5
Quick, efficient application process, very happy with the communication with this loan company Reviewed on: 8th April 2026
Skylsrk's avatar
Skylsrk

easy process

5
Found it an easy process from start to finish Reviewed on: 8th April 2026
Mark's avatar
Mark

Really fast and efficient - money was here very quickly

5
Really fast and efficient - money was here very quickly Reviewed on: 8th April 2026
Jay R's avatar
Jay R

Very good service and communication

5
Very good service and communication Reviewed on: 8th April 2026
Marek K's avatar
Marek K

Interest rate is very competitive.

5
Interest rate is very competitive. Repayment is smooth and reminders are effective Reviewed on: 8th April 2026
Opeyemi S's avatar
Opeyemi S

Untrustworthy

1
Don't trust them I didn't miss a payment but refused further finance even though my credit rating has gone up Reviewed on: 8th April 2026
Graham s's avatar
Graham s
Reply from Plata Hi Graham, Thank you for your feedback which we are sorry to read. Despite being a previously good customer, as part of our commitment to being a responsible lender, it is our duty to review multiple factors when assessing a new application and it is always subject to checks. We understand that it can be disappointing when you are declined for a top-up, and we are sorry we were unable to help you on this occasion. If you have any further concerns, please do not hesitate to contact us: https://www.plata.com/s/contact-us Kind regards, Plata Response date: 21st April 2026
Plata's logo
Plata

Easy to fill in forms and the money was in very quic...

5
Easy to fill in forms and the money was in very quick would recommend to anyone Reviewed on: 8th April 2026
Matthew lynes's avatar
Matthew lynes

Seamless CX

5
Very quick and easy. Seamless CX and exactly what you see is what you get. Reviewed on: 8th April 2026
A J's avatar
A J

I needed a lump sum to consolidate my debt plata was...

5
I needed a lump sum to consolidate my debt plata was very helpful and knowledgeable and went above and beyond customer satisfaction to provide all the answers that I required Reviewed on: 8th April 2026
Andrew J's avatar
Andrew J

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