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Plata: Personal loans reviews

View other Plata products
4.85
Based on 13,652 reviews, last reviewed 11th Aug 2026
100% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
4%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Good review Good experience Money was in quick Reviewed on: 11th August 2026
Philip's avatar
Philip

Latest lowest rating:

1

Untrustworthy Don't trust them I didn't miss a payment but refused further finance even though my credit rating has gone up Reviewed on: 8th April 2026
Graham s's avatar
Graham s
Read all reviews Write a review

About this product

Plata offer personal loans from £2,000 to £35,000 that can be repaid over 12 – 60 months.

You can apply for a Plata personal loan on-line and there’s a live chat facility if you need help. Monthly payments can be made on the date you choose and there are no fees.

Plata personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Plata before, you can also leave a review and share your experience.

Review Plata: Personal loans now

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Plata Personal loans reviews (13652)

Untrustworthy

1
Don't trust them I didn't miss a payment but refused further finance even though my credit rating has gone up Reviewed on: 8th April 2026
Graham s's avatar
Graham s
Reply from Plata Hi Graham, Thank you for your feedback which we are sorry to read. Despite being a previously good customer, as part of our commitment to being a responsible lender, it is our duty to review multiple factors when assessing a new application and it is always subject to checks. We understand that it can be disappointing when you are declined for a top-up, and we are sorry we were unable to help you on this occasion. If you have any further concerns, please do not hesitate to contact us: https://www.plata.com/s/contact-us Kind regards, Plata Response date: 21st April 2026
Plata's logo
Plata

Easy to fill in forms and the money was in very quic...

5
Easy to fill in forms and the money was in very quick would recommend to anyone Reviewed on: 8th April 2026
Matthew lynes's avatar
Matthew lynes

Seamless CX

5
Very quick and easy. Seamless CX and exactly what you see is what you get. Reviewed on: 8th April 2026
A J's avatar
A J

I needed a lump sum to consolidate my debt plata was...

5
I needed a lump sum to consolidate my debt plata was very helpful and knowledgeable and went above and beyond customer satisfaction to provide all the answers that I required Reviewed on: 8th April 2026
Andrew J's avatar
Andrew J

Rapid approval and quick payment

5
I was stuck and needed money quickly and plata came to my rescue. Reviewed on: 8th April 2026
Nadia s's avatar
Nadia s

Very easy to apply.

5
Very easy application process and money was in my account in a few hours.Very pleased with whole process. Reviewed on: 8th April 2026
Sonia Lambert's avatar
Sonia Lambert

The process was clear and easy - and the services pr...

5
The process was clear and easy - and the services provided has allowed me to really get control of my finances. The rates are reasonable and receiving hte money was fast and smooth. A great service. Reviewed on: 8th April 2026
Gary W's avatar
Gary W

Great friendly easy to use service

5
Great friendly easy to use service Reviewed on: 8th April 2026
Mark's avatar
Mark

The process to verification and release funds took a...

3
The process to verification and release funds took a little longer than expected. Over a week. Should be only a day or two to remain competitive. Reviewed on: 8th April 2026
MW's avatar
MW

A truly brilliant experience.

5
A truly brilliant experience. The level of service was exceptional—professional, attentive, and consistently going above and beyond. They were willing to do anything to ensure I was satisfied, which made a real difference. I wouldn’t hesitate to recommend them Reviewed on: 8th April 2026
rebecca a's avatar
rebecca a

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