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Plata: Personal loans reviews

View other Plata products
4.85
Based on 13,649 reviews, last reviewed 25th Jun 2026
83% decrease in 5 star reviews
in the past 90 days
75% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
4%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

So far im very happy with the service i recieve,not... So far im very happy with the service i recieve,not had any issues up to now Reviewed on: 25th June 2026
Lesley S's avatar
Lesley S

Latest lowest rating:

1

Untrustworthy Don't trust them I didn't miss a payment but refused further finance even though my credit rating has gone up Reviewed on: 8th April 2026
Graham s's avatar
Graham s
Read all reviews Write a review

About this product

Plata offer personal loans from £2,000 to £25,000 that can be repaid over 12 – 60 months.

You can apply for a Plata personal loan on-line and there’s a live chat facility if you need help. Monthly payments can be made on the date you choose and there are no fees.

Plata personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Plata before, you can also leave a review and share your experience.

Review Plata: Personal loans now

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Plata Personal loans reviews (13649)

Rapid approval and quick payment

5
I was stuck and needed money quickly and plata came to my rescue. Reviewed on: 8th April 2026
Nadia s's avatar
Nadia s

Very easy to apply.

5
Very easy application process and money was in my account in a few hours.Very pleased with whole process. Reviewed on: 8th April 2026
Sonia Lambert's avatar
Sonia Lambert

The process was clear and easy - and the services pr...

5
The process was clear and easy - and the services provided has allowed me to really get control of my finances. The rates are reasonable and receiving hte money was fast and smooth. A great service. Reviewed on: 8th April 2026
Gary W's avatar
Gary W

Great friendly easy to use service

5
Great friendly easy to use service Reviewed on: 8th April 2026
Mark's avatar
Mark

The process to verification and release funds took a...

3
The process to verification and release funds took a little longer than expected. Over a week. Should be only a day or two to remain competitive. Reviewed on: 8th April 2026
MW's avatar
MW

A truly brilliant experience.

5
A truly brilliant experience. The level of service was exceptional—professional, attentive, and consistently going above and beyond. They were willing to do anything to ensure I was satisfied, which made a real difference. I wouldn’t hesitate to recommend them Reviewed on: 8th April 2026
rebecca a's avatar
rebecca a

Easy application - fund received same day.

5
Easy application - fund received same day. A1 experience. Reviewed on: 8th April 2026
Karl H's avatar
Karl H

Highly recommend

5
Very quick and easy to use always kept informed Reviewed on: 8th April 2026
Jade W's avatar
Jade W

Interest is mega, compared to other lenders

3
Interest is mega, compared to other lenders Reviewed on: 8th April 2026
Bally's avatar
Bally
Reply from Plata Hi Bally, Thank you for taking the time to leave us a review. We’re sorry, however, that the interest rate has left you feeling this way, and we appreciate you sharing your feedback with us. We understand that interest rates can sometimes feel high, and we want to reassure you that our loans are priced to reflect the level of risk involved, while ensuring fairness for all customers. We also make sure our pre‑contract information is clear and transparent, so customers have everything they need to make an informed decision before going ahead with their loan. If you’d like to discuss this further, we’re here to help. You can contact us via our contact us page: https://www.plata.com/s/contact-us. Kind regards, Plata Response date: 21st April 2026
Plata's logo
Plata

Great service, very fast, pleasant, easy loan pro...

5
Great service, very fast, pleasant and easy loan processing within minutes. I received the money the same day without any inconvenience. Highly recommended. Reviewed on: 8th April 2026
Kvetoslava P's avatar
Kvetoslava P

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