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Plata: Personal loans reviews

View other Plata products
4.85
Based on 13,652 reviews, last reviewed 11th Aug 2026
100% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
4%
See only 3 star reviews
0%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

Good review Good experience Money was in quick Reviewed on: 11th August 2026
Philip's avatar
Philip

Latest lowest rating:

1

Untrustworthy Don't trust them I didn't miss a payment but refused further finance even though my credit rating has gone up Reviewed on: 8th April 2026
Graham s's avatar
Graham s
Read all reviews Write a review

About this product

Plata offer personal loans from £2,000 to £35,000 that can be repaid over 12 – 60 months.

You can apply for a Plata personal loan on-line and there’s a live chat facility if you need help. Monthly payments can be made on the date you choose and there are no fees.

Plata personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Plata before, you can also leave a review and share your experience.

Review Plata: Personal loans now

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Plata Personal loans reviews (13652)

Easy application - fund received same day.

5
Easy application - fund received same day. A1 experience. Reviewed on: 8th April 2026
Karl H's avatar
Karl H

Highly recommend

5
Very quick and easy to use always kept informed Reviewed on: 8th April 2026
Jade W's avatar
Jade W

Interest is mega, compared to other lenders

3
Interest is mega, compared to other lenders Reviewed on: 8th April 2026
Bally's avatar
Bally
Reply from Plata Hi Bally, Thank you for taking the time to leave us a review. We’re sorry, however, that the interest rate has left you feeling this way, and we appreciate you sharing your feedback with us. We understand that interest rates can sometimes feel high, and we want to reassure you that our loans are priced to reflect the level of risk involved, while ensuring fairness for all customers. We also make sure our pre‑contract information is clear and transparent, so customers have everything they need to make an informed decision before going ahead with their loan. If you’d like to discuss this further, we’re here to help. You can contact us via our contact us page: https://www.plata.com/s/contact-us. Kind regards, Plata Response date: 21st April 2026
Plata's logo
Plata

Great service, very fast, pleasant, easy loan pro...

5
Great service, very fast, pleasant and easy loan processing within minutes. I received the money the same day without any inconvenience. Highly recommended. Reviewed on: 8th April 2026
Kvetoslava P's avatar
Kvetoslava P

No issues whatsoever.

5
No issues whatsoever. Rarely needed customer service, but when needed they were very helpful. Very smooth experience. Reviewed on: 8th April 2026
Sam C's avatar
Sam C

I applied and the process was very easy and it was a...

5
I applied and the process was very easy and it was all done very quickly to . Reviewed on: 8th April 2026
Jacqueline P's avatar
Jacqueline P

Very effective and with minimum steps

4
Very effective and with minimum steps Reviewed on: 8th April 2026
Ka P's avatar
Ka P

Easy application.

5
It was easy to apply with the credit I have and was stress free. Reviewed on: 8th April 2026
Rebeka s's avatar
Rebeka s

Very quick and very professional thank you for all...

5
Very quick and very professional thank you for all your support and after. Reviewed on: 8th April 2026
Daniel B's avatar
Daniel B

Low interes at this moment, Plata...

5
Checking the best loan for me at this moment, Plata gave me the best interest. Reviewed on: 8th April 2026
Adriana Stoicescu's avatar
Adriana Stoicescu

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