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Plata: Personal loans reviews

4.94
Based on 12,783 reviews, last reviewed 26th Mar 2026
450500% increase in 5 star reviews
in the past 90 days
400% increase in 1 star reviews
in the past 90 days
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96%
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Latest highest rating:

5

Easy to manage loans at affordable rates. Easy to manage loans at affordable rates. Very pleased with the service I have received Reviewed on: 26th March 2026
Natalie G's avatar
Natalie G

Latest lowest rating:

1

I recently took out a plata loan and have regretted it. I recently took out a plata loan and have regretted it. I recently lost my father and explained this to plata they were not very empathetic. When paym... Read more Reviewed on: 17th March 2026
Zoe 's avatar
Zoe

About this product

Plata offer personal loans from £2,000 to £25,000 that can be repaid over 12 – 60 months.

You can apply for a Plata personal loan on-line and there’s a live chat facility if you need help. Monthly payments can be made on the date you choose and there are no fees.

Plata personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Plata before, you can also leave a review and share your experience.

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Plata Personal loans reviews (12783)

Amazing service

5
Plata service was extremely straight forward and easy to navigate. There were no hidden fees and I had a clear understanding of what my monthly payments would be. The interest is one of the lowest I have come across. Reviewed on: 22nd April 2025

It was simple and quick with exceptional service

5
It was simple and quick with exceptional service Reviewed on: 22nd April 2025

Very quick and easy access

5
Very quick and easy access and good and quick results Reviewed on: 22nd April 2025

Easy loan application process

5
Easy loan application. All controlled by an easy to use App Reviewed on: 22nd April 2025

Very easy and quick application process and good cus...

5
Very easy and quick application process and good customer service Reviewed on: 22nd April 2025

Simplicity and great service 5 *****

5
It was a seamless process and I was kept up to date every step of the way through the application. The contact with Plata was always with a friendly operator who was knowledgeable about my application and worked incredibly quickly to get my application completed in a very short time. Reviewed on: 22nd April 2025

Excellent service quick payout no fuss

5
Excellent service quick payout no fuss Reviewed on: 22nd April 2025

Plata have been fantastic.

5
Plata have been fantastic. Made everything so easy and stress free. The application process to release of funds was incredibly quick too. Glad I found Plata as I was unable to get a loan from others without sky high interest rates. Reviewed on: 22nd April 2025

Very fast and efficient organisation.

5
Very fast and efficient organisation. Reviewed on: 22nd April 2025

great great serviceservice fast pay out

5
great service fast pay out easy application Reviewed on: 22nd April 2025

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