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Plata: Personal loans reviews

4.94
Based on 12,779 reviews, last reviewed 25th Mar 2026
450100% increase in 5 star reviews
in the past 90 days
400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
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4%
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0%
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0%
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0%

Latest highest rating:

5

A 10/10 for customer service When I applied for the loan plata gave me a chance to get the loan it was easy straight forward no hassle after reviewing a few options I felt that th... Read more Reviewed on: 25th March 2026
Matty's avatar
Matty

Latest lowest rating:

1

I recently took out a plata loan and have regretted it. I recently took out a plata loan and have regretted it. I recently lost my father and explained this to plata they were not very empathetic. When paym... Read more Reviewed on: 17th March 2026
Zoe 's avatar
Zoe

About this product

Plata offer personal loans from £2,000 to £25,000 that can be repaid over 12 – 60 months.

You can apply for a Plata personal loan on-line and there’s a live chat facility if you need help. Monthly payments can be made on the date you choose and there are no fees.

Plata personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Plata before, you can also leave a review and share your experience.

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Plata Personal loans reviews (12779)

Would recommend

5
The application process was straightforward and simple. Their website functions well and it’s easy to access the information I need. Reviewed on: 19th April 2025

The customer service with plata is secon to none.

5
The customer service with plata is second to none. Never spoke with a member of staff that hasn’t done everything they can to help whether it be little or small. Reviewed on: 19th April 2025

Loan and support

5
Loan was provided and support offered when needed. Customer service staff very friendly and helpful. Reviewed on: 19th April 2025

Great easy to apply and money straight away

5
Great easy to apply and money straight away Reviewed on: 19th April 2025

Easy and understandable application.

5
Easy and understandable application. Easy to access information and to view the terms of contract. I have not used the customer service but that is because i haven’t needed to. I am kept up to date with anything that is happening. Reviewed on: 19th April 2025

Was smooth and easy to apply for my personal loan an...

5
Was smooth and easy to apply for my personal loan and easy to understand Reviewed on: 19th April 2025

Excellent customer service and Innovative process.

5
Excellent customer service and excellent value for money and innovative application process. Reviewed on: 19th April 2025

Very easy to work with and very good interest rate

5
Very easy to work with and very good interest rate Reviewed on: 19th April 2025

Very quick, easy process.

5
Very quick, easy process. Made the whole application stress free. Clear communication. Reviewed on: 19th April 2025

Outstanding customer service

5
The application was quick and easy, and the customer service has been outstanding. When I moved house, I had to ask for a month’s payment break to tide us over an expensive period. Not only did Plata agree to this but they offered a second month break in order for us to settle into our new house with less to worry about. The advisor we spoke to was friendly, understanding, and helpful. I’ve been really impressed. Reviewed on: 19th April 2025

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