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Plata: Personal loans reviews

View other Plata products
4.85
Based on 13,652 reviews, last reviewed 11th Aug 2026
100% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
4%
See only 3 star reviews
0%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

Good review Good experience Money was in quick Reviewed on: 11th August 2026
Philip's avatar
Philip

Latest lowest rating:

1

Untrustworthy Don't trust them I didn't miss a payment but refused further finance even though my credit rating has gone up Reviewed on: 8th April 2026
Graham s's avatar
Graham s
Read all reviews Write a review

About this product

Plata offer personal loans from £2,000 to £35,000 that can be repaid over 12 – 60 months.

You can apply for a Plata personal loan on-line and there’s a live chat facility if you need help. Monthly payments can be made on the date you choose and there are no fees.

Plata personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Plata before, you can also leave a review and share your experience.

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Plata Personal loans reviews (13652)

No issues at all

5
No issues at all, have not needed customer services. Reviewed on: 8th May 2025
Sioned r's avatar
Sioned r

I saved loads by refinancing with Plata!

5
I got a loan from them which reduced my monthly payments from approximately £330 to just over £100 p/m at a much much lower interest rate so very pleased! There customer service is polite, friendly, fast and easy to deal with. Reviewed on: 7th May 2025
David C's avatar
David C

Grst service

5
Very good company customer service great and paid money in bank quickly Reviewed on: 7th May 2025
Kelly Jones's avatar
Kelly Jones

Exceptional

5
Exceptional experiance and would strongly recommend. Reviewed on: 6th May 2025
Dean's avatar
Dean

Excellent service!

5
Wanted a loan to pay off my credit cards, very easy process and the money was in my account straight away! Reviewed on: 6th May 2025
HA's avatar
HA

No problems at all so far my loan agreement was seam...

5
No problems at all so far my loan agreement was seamless and communication was excellent Reviewed on: 6th May 2025
Kenneth p's avatar
Kenneth p

Only lender to turn me down in years.

1
Always been accepted in the past years by Motonovo, First Response ect, but I wanted a personal loan this time as I wanted to buy a car private for a much better price than dealerships ask, Plata are the only company to turn me down I don't know why as I've paid all my other finance and personal loan providers on time and in full, their poor judgement, I've now been accepted by First Response again no problem. Reviewed on: 5th May 2025
Steven P's avatar
Steven P

Cant go wrong

5
Great customer service. Happy to help me get what i needed. Reviewed on: 2nd May 2025
Liam's avatar
Liam

Their website is very easy to use and excellent cust...

5
Their website is very easy to use and excellent customer services Reviewed on: 1st May 2025
Hammed B's avatar
Hammed B

Very helpful and reliable service

5
Very helpful and reliable service Reviewed on: 30th April 2025
Abdul S's avatar
Abdul S

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