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Plata: Personal loans reviews

4.94
Based on 12,489 reviews, last reviewed 17th Mar 2026
422500% increase in 5 star reviews
in the past 90 days
400% increase in 1 star reviews
in the past 90 days
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Latest highest rating:

5

Helpful staff Staff are always friendly and helpful and explain everything. They explain all the details clearly. Reviewed on: 17th March 2026
Jeremy K's avatar
Jeremy K

Latest lowest rating:

1

I recently took out a plata loan and have regretted it. I recently took out a plata loan and have regretted it. I recently lost my father and explained this to plata they were not very empathetic. When paym... Read more Reviewed on: 17th March 2026
Zoe 's avatar
Zoe

About this product

Plata offer personal loans from £2,000 to £25,000 that can be repaid over 12 – 60 months.

You can apply for a Plata personal loan on-line and there’s a live chat facility if you need help. Monthly payments can be made on the date you choose and there are no fees.

Plata personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Plata before, you can also leave a review and share your experience.

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Plata Personal loans reviews (12489)

Fast application.

4
Fast application. Happy with the repayments Reviewed on: 20th March 2025

Great company

5
I have used plata a few times and always have a good experience with them. They explained everything when you apply and are always at the end of the phone if I have a query. Reviewed on: 20th March 2025

Fast and efficient service.

5
Fast and efficient service. Would absolutely use Plata Loans again. Reviewed on: 20th March 2025

The best service I've ever had in financial services

5
I recently had the pleasure of working with Plata Loan Company, and I can confidently say it was one of the easiest and most seamless experiences I’ve ever had when dealing with financial services. From start to finish, their process was straightforward, transparent, and incredibly efficient. The team was professional, knowledgeable, and always ready to assist with any questions I had. They guided me through every step with clarity, making sure I fully understood my options and felt comfortable with my decisions. The application process was quick, hassle-free, and free of unnecessary complications, which made the entire experience stress-free. What truly stood out was their commitment to excellent customer service. Communication was prompt, and I always felt like a valued client rather than just another number. Their reliability and efficiency made securing financial assistance incredibly easy, and I wouldn’t hesitate to use their services again in the future. I highly recommend Plata Loan Company to anyone looking for a smooth, professional, and trustworthy financial service provider. They exceeded my expectations in every way! Reviewed on: 20th March 2025

Very fast service from initial quotation and payment.

5
Very fast service from initial quotation and payment. Very straightforward. Amazing company. Reviewed on: 20th March 2025

when I applied for a loan, the application was strai...

5
when I applied for a loan, the application was straight forward and my money in my account on the same day. Reviewed on: 20th March 2025

Plata loan application

5
Applied to Plata, the whole process from the online application to payment was easy, staff telephoned to query some details relating to my financial situation to ensure I could afford the repayments. The staff were helpful, respectful and nothing was too much trouble, would definitely use them again. Reviewed on: 20th March 2025

Easy process from start to finish, funds paid out ve...

5
Easy process from start to finish, funds paid out very quickly, would recommend to family and friends Reviewed on: 20th March 2025

I had a great experience with Plata!

5
I had a great experience with Plata! The loan process was smooth, transparent, and quick. The customer service team was professional and helpful, answering all my questions promptly. The terms were clear, with no hidden fees, and the repayment options were flexible. I highly recommend Plata to anyone looking for a reliable loan Reviewed on: 20th March 2025

Great service ,friendly people ,quick turnaround

5
Great service ,friendly people ,quick turnaround Reviewed on: 20th March 2025

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