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Plata: Personal loans reviews

4.94
Based on 13,641 reviews, last reviewed 8th May 2026
14170% increase in 5 star reviews
in the past 90 days
500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
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Latest highest rating:

5

Quick and easy and supportive team Quick and easy and supportive team Reviewed on: 8th May 2026
Gavin G's avatar
Gavin G

Latest lowest rating:

1

Untrustworthy Don't trust them I didn't miss a payment but refused further finance even though my credit rating has gone up Reviewed on: 8th April 2026
Graham s's avatar
Graham s

About this product

Plata offer personal loans from £2,000 to £25,000 that can be repaid over 12 – 60 months.

You can apply for a Plata personal loan on-line and there’s a live chat facility if you need help. Monthly payments can be made on the date you choose and there are no fees.

Plata personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Plata before, you can also leave a review and share your experience.

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Plata Personal loans reviews (13641)

New customer - extremely easy application process.

5
New customer - extremely easy application process.from application to pay out it was less than 24 hours Reviewed on: 7th April 2026

Very quick decision and no problem.

5
Very quick decision and no problem.very friendly service Reviewed on: 7th April 2026

EASY TO APPLY, MONEY PAID SWIFTLY INTO ACCOUNT.

5
EASY TO APPLY, MONEY PAID SWIFTLY INTO ACCOUNT. Reviewed on: 7th April 2026

Quick, easy, simple, excellent rates

5
Quick, easy, simple, excellent rates Reviewed on: 7th April 2026

A Lifeline During Difficult Times

5
I recently applied for a personal loan through Plata and had an exceptionally positive experience. The online application process was remarkably user-friendly, allowing me to navigate through the required steps easily. I found the instructions clear and straightforward, which helped me complete my application without any hassle. I was in urgent need of financial assistance due to my father's illness, and Plata came through for me. Their prompt approval process meant that I received the funds I needed quickly, enabling me to provide the necessary care for my dad. The support I received during this challenging time made a significant difference, and I am incredibly grateful for their support. I highly recommend Plata Personal Loans to anyone in need of financial support. Their excellent service and commitment to customer satisfaction truly set them apart. Reviewed on: 7th April 2026

Quick easy straight forward no messing around

5
Quick easy straight forward no messing around Reviewed on: 7th April 2026

Fast Clear and Stress Free Loan Process

5
The loan process was straightforward from start to finish. The application was easy to complete, and the communication throughout was clear and consistent. I always knew what stage things were at, and any questions I had were answered quickly. The approval time was faster than expected, and the funds were released without any delays. Overall, the service felt reliable and stress‑free, which made a big difference during a time when I needed things to run smoothly. Reviewed on: 7th April 2026

So Easy to do!

5
Very easy to arrange and staff were really helpful Reviewed on: 7th April 2026

Plata offered best rate and best service by far!

5
Plata offered by far the best rate for my personal loan, but due to my complicated financial circumstances, as well as my antiquated tech, I needed a lot of support to correctly complete the loan application and get my loan. The Plata customer service representative went through every single step with me, patiently, calmly and kindly, and I completed the loan and got my money the same day! I couldn't have asked for better service! Reviewed on: 7th April 2026

Very good quick and fast stress free

5
Very good quick and fast stress free Reviewed on: 7th April 2026

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