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Plata: Personal loans reviews

4.85
Based on 13,652 reviews, last reviewed 11th Aug 2026
100% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
4%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Good review Good experience Money was in quick Reviewed on: 11th August 2026
Philip's avatar
Philip

Latest lowest rating:

1

Untrustworthy Don't trust them I didn't miss a payment but refused further finance even though my credit rating has gone up Reviewed on: 8th April 2026
Graham s's avatar
Graham s

About this product

Plata offer personal loans from £2,000 to £35,000 that can be repaid over 12 – 60 months.

You can apply for a Plata personal loan on-line and there’s a live chat facility if you need help. Monthly payments can be made on the date you choose and there are no fees.

Plata personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Plata before, you can also leave a review and share your experience.

Review Plata: Personal loans now

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Plata Personal loans reviews (13652)

Easy and very informative and understandable

5
Easy and very informative and understandable Reviewed on: 15th April 2025

Easy to arrange and easy to service

5
Easy to arrange and easy to service Reviewed on: 15th April 2025

Help when I needed it

5
Great customer experience, great customer service and excellent UI. Plata were there to help me when I really needed it Reviewed on: 15th April 2025

Easy to get the loan with but interest rates are high.

5
Plata is good, easy to get the loan with but interest rates might be very high. Reviewed on: 15th April 2025

Easy and straightforward.

5
Easy and straightforward. Good communication throughout the application process. Reviewed on: 15th April 2025

Experience was excellent very quick with payment an...

5
Experience was excellent very quick with payment and very good communication through plata app Reviewed on: 15th April 2025

Loan application and approval

5
The experience from start to finish was very easy. Our approval and required loan was agreed and deposited into our account in a very good timely manner. Reviewed on: 15th April 2025

Easy to arrange, all information available beforehand.

5
Easy to arrange, all information available beforehand. Regular notifications. Reviewed on: 15th April 2025

Easy and quick and received money instantly

5
Easy and quick and received money instantly Reviewed on: 15th April 2025

Straight forward from the beginning

5
Straight forward from the beginning Reviewed on: 15th April 2025

Review Plata: Personal loans now

Help others make smarter decisions by sharing your own experience. Write a review