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Plata: Personal loans reviews

View other Plata products
4.85
Based on 13,652 reviews, last reviewed 11th Aug 2026
100% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
4%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Good review Good experience Money was in quick Reviewed on: 11th August 2026
Philip's avatar
Philip

Latest lowest rating:

1

Untrustworthy Don't trust them I didn't miss a payment but refused further finance even though my credit rating has gone up Reviewed on: 8th April 2026
Graham s's avatar
Graham s
Read all reviews Write a review

About this product

Plata offer personal loans from £2,000 to £35,000 that can be repaid over 12 – 60 months.

You can apply for a Plata personal loan on-line and there’s a live chat facility if you need help. Monthly payments can be made on the date you choose and there are no fees.

Plata personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Plata before, you can also leave a review and share your experience.

Review Plata: Personal loans now

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Plata Personal loans reviews (13652)

Kind and Friendly Service

5
I recently had to change jobs and was unable to afford my full repayments, the person on the phone was kind and understanding and we was able to agree a short term payment plan which was affordable for me. Reviewed on: 15th April 2025
Joshua B's avatar
Joshua B

Reliable

5
Easy to apply, and secure. And have option to extend the loan after a year. Reviewed on: 15th April 2025
Adjamir S's avatar
Adjamir S

Excellent

5
Excellent in all aspects, can’t fault them in anyway. Reviewed on: 15th April 2025
Chris R's avatar
Chris R

Amazing customer service and easy to get hold of if...

5
Amazing customer service and easy to get hold of if you need any help or advice and they get back to you quickly Reviewed on: 15th April 2025
Tamara P's avatar
Tamara P

Easy to navigate in the website and no issues with p...

5
Easy to navigate in the website and no issues with paying back early Reviewed on: 14th April 2025
Natasha w's avatar
Natasha w

Very quick, easy application.

5
Very quick, easy application. Thank you! Reviewed on: 14th April 2025
MW's avatar
MW

Very easy to apply and easy to talk to and...

5
Very easy to apply and easy to talk to and an easy app Reviewed on: 14th April 2025
Tim's avatar
Tim

The service is User friendly, clear and quick.

5
The service is User friendly, clear and quick. The rates were by far the .most competitive on offer. I didn't feel blinded by small print and the reviews from other consumers were reassuring. Reviewed on: 14th April 2025
James B's avatar
James B

Easy and hassle free.

5
Easy and hassle free. Clear what you are paying Reviewed on: 14th April 2025
Christina George's avatar
Christina George

Fantastic quick and easy

5
Came up as an option on Experian never heard of Plata before. Gave me a good interest rate and the online process was so simple and quick I couldn’t believe it Reviewed on: 14th April 2025
Harriet's avatar
Harriet

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