Smart Money People Logo
Go to business site
Share this page
Link copied

Plata: Personal loans reviews

View other Plata products
4.94
Based on 12,344 reviews, last reviewed 14th Mar 2026
408800% increase in 5 star reviews
in the past 90 days
300% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
4%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy to use, modern service Easy to use, modern service. I applied and got my loan within days! Reviewed on: 14th March 2026
Tanner bm's avatar
Tanner bm

Latest lowest rating:

2

Great to start with but difficult to get accurate or... Great to start with but difficult to get accurate or reliable information from. Reviewed on: 11th March 2026
NW's avatar
NW
Read all reviews Write a review

About this product

Plata offer personal loans from £2,000 to £25,000 that can be repaid over 12 – 60 months.

You can apply for a Plata personal loan on-line and there’s a live chat facility if you need help. Monthly payments can be made on the date you choose and there are no fees.

Plata personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Plata before, you can also leave a review and share your experience.

Review Plata: Personal loans now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Plata Personal loans reviews (12344)

Amazing customer experience!

5
Amazing customer experience! I love that I am able to pay more off my loan and the loan is adjustment to new agreement - excellent service! Thank you! Reviewed on: 9th March 2025
Lauren C's avatar
Lauren C

Real easy and very quick payment

4
Real easy and very quick payment Reviewed on: 9th March 2025
Richard's avatar
Richard

Great customer service!

5
Great customer service and gives indepth detail of your loan! Reviewed on: 9th March 2025
Jamie G's avatar
Jamie G

Quick easy no fuss fast pay out only had loan for sh...

5
Quick easy no fuss fast pay out only had loan for short period as I paid it back quickly but helped me when I needed it Reviewed on: 9th March 2025
lauren's avatar
lauren

Good service and support.

4
Good service and support. Easy and straightforward process Reviewed on: 9th March 2025
Robert B's avatar
Robert B

Easy to use website and very informative

5
Plata have been excellent all the way through my loan process, right from the application to managing my loan month to month. Their website is easy to use and the feature of being able to make early payments and adjust loan length or monthly payments has made the loan so much easier to manage. Would definitely recommend! Reviewed on: 9th March 2025
Ryan T's avatar
Ryan T

Helped me when no one else would.

5
They helped me out with a loan when i really needed it and no one else would. Reviewed on: 9th March 2025
Iain T's avatar
Iain T

Plata helped me

5
Plata allowed me a loan which settled all my debts I am now debt free except my loan and in a better position! They were so helpful and I couldn’t recommend them enough Reviewed on: 9th March 2025
Megan h's avatar
Megan h

This was my first time applying for a loan by myself...

5
This was my first time applying for a loan by myself and the team were really helpful and supportive whilst advising which option would be best for what I needed. The around the clock support was excellent and staff were always happy to help. Would 100% recomend to a friend/family. Reviewed on: 9th March 2025
Angharad's avatar
Angharad

Really easy application process, with the funds bein...

5
Really easy application process, with the funds being released instantly. Handy text each month regarding the payment date, too! Reviewed on: 9th March 2025
Jon B's avatar
Jon B

Review Plata: Personal loans now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill