Smart Money People Logo
Go to business site
Share this page
Link copied

Plata: Personal loans reviews

View other Plata products
4.94
Based on 13,641 reviews, last reviewed 8th May 2026
40700% increase in 5 star reviews
in the past 90 days
500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
4%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Quick and easy and supportive team Quick and easy and supportive team Reviewed on: 8th May 2026
Gavin G's avatar
Gavin G

Latest lowest rating:

1

Untrustworthy Don't trust them I didn't miss a payment but refused further finance even though my credit rating has gone up Reviewed on: 8th April 2026
Graham s's avatar
Graham s
Read all reviews Write a review

About this product

Plata offer personal loans from £2,000 to £25,000 that can be repaid over 12 – 60 months.

You can apply for a Plata personal loan on-line and there’s a live chat facility if you need help. Monthly payments can be made on the date you choose and there are no fees.

Plata personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Plata before, you can also leave a review and share your experience.

Review Plata: Personal loans now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Plata Personal loans reviews (13641)

Straightforward great experience

5
Straightforward great experience Reviewed on: 5th April 2026
Elizabeth P's avatar
Elizabeth P

Really easy to apply, easy to manage.

5
Really easy to apply, easy to manage. Reviewed on: 5th April 2026
Shannon Smith's avatar
Shannon Smith

Plata, Life saver

5
Thanks to Plata now I got rid of a financial problem. Despite my bad credit Plata provided a loan that save my life. Many thanks Reviewed on: 5th April 2026
Carlos D's avatar
Carlos D

Love Plata, simply the best!

5
Plata was an easy loan provider to apply for. I did most of it online but was also able to chat to the lovely call centre people a couple of times. Just amazing. I will definitely recommend to anyone and I know If i do need to use Plata's services again, I would without a shadow of a doubt. Reviewed on: 5th April 2026
Mary Lewis's avatar
Mary Lewis

Great service, can’t ask for more.

5
Easy to apply for. Has a guaranteed accepted APR, so it’s clear and not misleading. Fast money transfer. Reviewed on: 5th April 2026
Gary Chan's avatar
Gary Chan

Great provider

5
Really consumer friendly, easy application, easy to use web page and funds given quickly. Reviewed on: 5th April 2026
Emi's avatar
Emi

simple, easy to apply and no issues

5
simple, easy to apply and no issues Reviewed on: 5th April 2026
helen k's avatar
helen k

Excellent5 star service

5
Excellent service quick and easy Reviewed on: 5th April 2026
Lee 's avatar
Lee

Amazing experience, quick and easy

5
Amazing experience, quick and easy Reviewed on: 5th April 2026
Aaron C's avatar
Aaron C

Always accommodating and very helpful staff never fe...

5
Always accommodating and very helpful staff never feel judged Reviewed on: 4th April 2026
Amer A's avatar
Amer A

Review Plata: Personal loans now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill