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Plata: Personal loans reviews

View other Plata products
4.85
Based on 13,650 reviews, last reviewed 9th Jul 2026
91% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
4%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Excellent Support Contacted them recently and staff have been extremely supportive and helpful. Reviewed on: 9th July 2026
Dan B's avatar
Dan B

Latest lowest rating:

1

Untrustworthy Don't trust them I didn't miss a payment but refused further finance even though my credit rating has gone up Reviewed on: 8th April 2026
Graham s's avatar
Graham s
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About this product

Plata offer personal loans from £2,000 to £25,000 that can be repaid over 12 – 60 months.

You can apply for a Plata personal loan on-line and there’s a live chat facility if you need help. Monthly payments can be made on the date you choose and there are no fees.

Plata personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Plata before, you can also leave a review and share your experience.

Review Plata: Personal loans now

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Plata Personal loans reviews (13650)

Unable to say much as only just signed up

5
Unable to say much as only just signed up Reviewed on: 6th April 2025
Aaron M's avatar
Aaron M

Easy application, simple website

5
Easy application, simple website Reviewed on: 6th April 2025
Hannah Fotheringham's avatar
Hannah Fotheringham

Great company, very understanding and helpful.

5
Great company, very understanding and helpful. Definitely recommend Reviewed on: 6th April 2025
Lucy j's avatar
Lucy j

Fast aprove.

5
Fast aprove. Good APR. is not the ideal APR but if you have a lower credit score is fine. Reviewed on: 6th April 2025
Liviu's avatar
Liviu

Needed help with outstanding debt and got what I needed

5
I was in need of a loan to clear off some other outstanding debts I had for some time, and Plata helped me massively by offering me more than I required even though my credit score wasn't the best. The process of applying for the loan was simple and straightforward and I got the money sent to my bank within a day. Very impressed. The monthly payments were somewhat a bit of pain for me at first as I get paid weekly and had to set the payment money aside but, I rang up customer services and told them my situation and they very happily changed it from monthly payments to weekly payments! Never had an issue with Plata and would 100% recommend them to anyone in need of a personal loan with a lower credit score. Reviewed on: 6th April 2025
Nat M's avatar
Nat M

I have always been confident to contact plata ref an...

5
I have always been confident to contact plata ref any issue i might have and they are always very helpful. Reviewed on: 6th April 2025
Melanie S's avatar
Melanie S

It’s easy to use, it’s expanded fully and the websit...

5
It’s easy to use, it’s expanded fully and the website it’s very straightforward. I would recommend in a heartbeat.i am overly satisfied. Reviewed on: 6th April 2025
Jamielee's avatar
Jamielee

It was a quick, simple and pleasant experience, ever...

5
It was a quick, simple and pleasant experience, everything was explained in simple terms and I had no worries. Plata helped me out of a very deep hole and with that help I’ve been able to get myself back in control of my finances and have a little left over for myself. Reviewed on: 6th April 2025
KAREN J's avatar
KAREN J

Very helpful and easy to deal with also cheaper than...

5
Very helpful and easy to deal with also cheaper than some alternatives. Reviewed on: 6th April 2025
Richard P's avatar
Richard P

Smooth process with a quick decision.

5
Smooth process with a quick decision. Excellent rates and helpful customer Servise Reviewed on: 6th April 2025
Carla Y's avatar
Carla Y

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