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Plata: Personal loans reviews

4.94
Based on 10,844 reviews, last reviewed 4th Mar 2026
265200% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

Thank you for the good experience with your loan Thank you for the good experience with your loan Reviewed on: 4th March 2026
Joanne 's avatar
Joanne

Latest lowest rating:

1

High rates disguised by shiny interface High rates disguised by shiny interface Reviewed on: 27th February 2026
Kiran 's avatar
Kiran

About this product

Plata offer personal loans from £2,000 to £25,000 that can be repaid over 12 – 60 months.

You can apply for a Plata personal loan on-line and there’s a live chat facility if you need help. Monthly payments can be made on the date you choose and there are no fees.

Plata personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Plata before, you can also leave a review and share your experience.

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Plata Personal loans reviews (10844)

Quick decision and even quicker payment.

5
Quick decision and even quicker payment. Thank you. Reviewed on: 7th June 2024

Positive application experience

4
I like the fact that it is all accessible online and the decision was in real time. Reviewed on: 7th June 2024

Excellent service

5
The service from start to finish was transparent and quick. Reviewed on: 7th June 2024

Quick and easy process.

5
Quick and easy process. Start to finish took less than 16 hours Reviewed on: 7th June 2024

ALWAYS HELPFUL EVEN WHEN IN A PICKLE

5
ALWAYS HELPFUL EVEN WHEN IN A PICKLE Reviewed on: 7th June 2024

I was off work sick and fell behind on my payments a...

5
I was off work sick and fell behind on my payments and they were very helpful and understanding .Customer service was excellent. Reviewed on: 7th June 2024

Fabulous customer service!

5
Fabulous customer service!!! My queries were always answered in a very timely manner and with great professionalism. Highly recommend. Reviewed on: 6th June 2024

Very easy to use , no messing with post and paper wo...

5
Very easy to use , no messing with post and paper work all done online and extremely fast and simple to do Reviewed on: 6th June 2024

The application forms were very easy to fill out and...

5
The application forms were very easy to fill out and didn’t take long Reviewed on: 6th June 2024

Really easy layout to use and lowest interest rates.

5
Really easy layout to use and lowest interest rates. Great that I can settle my loan earlier and save money Reviewed on: 6th June 2024

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