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Plata: Personal loans reviews

4.85
Based on 13,650 reviews, last reviewed 9th Jul 2026
91% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
4%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Excellent Support Contacted them recently and staff have been extremely supportive and helpful. Reviewed on: 9th July 2026
Dan B's avatar
Dan B

Latest lowest rating:

1

Untrustworthy Don't trust them I didn't miss a payment but refused further finance even though my credit rating has gone up Reviewed on: 8th April 2026
Graham s's avatar
Graham s

About this product

Plata offer personal loans from £2,000 to £25,000 that can be repaid over 12 – 60 months.

You can apply for a Plata personal loan on-line and there’s a live chat facility if you need help. Monthly payments can be made on the date you choose and there are no fees.

Plata personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Plata before, you can also leave a review and share your experience.

Review Plata: Personal loans now

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Plata Personal loans reviews (13650)

No problem went well from start to finish

5
No problem went well from start to finish Reviewed on: 8th March 2025

Easy application process, totally transparency and q...

5
Easy application process, totally transparency and quick payout Reviewed on: 8th March 2025

Easy to apply fast procedure and good App and Tech f...

5
Easy to apply fast procedure and good App and Tech facility. Reviewed on: 8th March 2025

Staff are always friendly and efficient.

5
Staff are always friendly and efficient. Reviewed on: 8th March 2025

I found the process of setting up my loan with Plata...

5
I found the process of setting up my loan with Plata simple and straightforward. Reviewed on: 8th March 2025

Very quick and simple service.

5
Very quick and simple service. Very easy to use portal. Reviewed on: 8th March 2025

Easy and informative

5
They were well connected with a credit score platform so the application process was easy. There weren't too many emails but I knew their progress. I love the mo they reminders Reviewed on: 8th March 2025

Fantastic and easy service.

5
Fantastic and easy service. Quick application and quick to get money, repayment amounts are not overly expensive Reviewed on: 8th March 2025

Highly recommended

5
I have no complaints at all, customer service only rated as neutral because I've not had to use customer service. Speedy, money was in my bank the same day. I don't have a good credit rating after struggling for years of low wages, but they were able to see I've been ontop of all payments since having a good regular income, therefore they approved it which has enabled me to pay off all outstanding debts in one go. Reviewed on: 8th March 2025

I applied for a plata loan and when my application w...

5
I applied for a plata loan and when my application was successful the money was available to use in my account straightaway. It was very quick and easy to complete the application. The terms and conditions were pretty straightforward and easy to understand. Reviewed on: 8th March 2025

Review Plata: Personal loans now

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