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Plata: Personal loans reviews

4.85
Based on 13,650 reviews, last reviewed 9th Jul 2026
91% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
4%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Excellent Support Contacted them recently and staff have been extremely supportive and helpful. Reviewed on: 9th July 2026
Dan B's avatar
Dan B

Latest lowest rating:

1

Untrustworthy Don't trust them I didn't miss a payment but refused further finance even though my credit rating has gone up Reviewed on: 8th April 2026
Graham s's avatar
Graham s

About this product

Plata offer personal loans from £2,000 to £25,000 that can be repaid over 12 – 60 months.

You can apply for a Plata personal loan on-line and there’s a live chat facility if you need help. Monthly payments can be made on the date you choose and there are no fees.

Plata personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Plata before, you can also leave a review and share your experience.

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Plata Personal loans reviews (13650)

Excellent Service

5
The process was seamless, it was fast and easy. I got approved within minutes Reviewed on: 7th March 2025

Process of applying easy to understand .

5
Process of applying easy to understand . Notification of application accepted very quick Reviewed on: 7th March 2025

Plata is like an hunchback.

5
Plata is like an hunchback. Always behind you when you are in need of a quick loan. Reviewed on: 7th March 2025

Easy and faultless

5
Easy and faultless, service exactly as promised Reviewed on: 7th March 2025

Quick easy application

5
Quick easy application, a bit high amount to pay back though.Glad at least I got to pay back even higher rate loans. Reviewed on: 7th March 2025

Application Process

5
Application process very easy to use. Reviewed on: 7th March 2025

Simple and straightforward application process.

5
Simple and straightforward application process. Reviewed on: 7th March 2025

Easy Application, good website and great support

5
Everything from the application to managing the loan online via their website has been a great and straightforward experience. Also has been great value for myself personally. However, the one thing that stood out to me the most was great support. I had some issues with repayments due to some life events. When I called, the people I spoke to were very understanding and were able to help, and actually provide a great solution super quickly, which was a great relief for managing my loan. Reviewed on: 7th March 2025

Quick and easy to apply

5
Quick and easy system to use and very quick decision. Money was in my account quicker than they said and got a good interest rate. Reviewed on: 7th March 2025

Made getting a loan transparent and straight forward.

5
Made getting a loan transparent and straight forward. Money was received very quickly after approval. Reviewed on: 7th March 2025

Review Plata: Personal loans now

Help others make smarter decisions by sharing your own experience. Write a review