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Plata: Personal loans reviews

4.94
Based on 10,775 reviews, last reviewed 2nd Mar 2026
258500% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
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Latest highest rating:

5

Plata A1 service..... So easy to apply to Plata, instant decision, money transfer very quickly. Customer service excellent, friendly, knowledgeable staff who are happy to a... Read more Reviewed on: 2nd March 2026
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Sue

Latest lowest rating:

1

High rates disguised by shiny interface High rates disguised by shiny interface Reviewed on: 27th February 2026
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Kiran

About this product

Plata offer personal loans from £2,000 to £25,000 that can be repaid over 12 – 60 months.

You can apply for a Plata personal loan on-line and there’s a live chat facility if you need help. Monthly payments can be made on the date you choose and there are no fees.

Plata personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Plata before, you can also leave a review and share your experience.

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Plata Personal loans reviews (10775)

Really good efficient service and customer service g...

5
Really good efficient service and customer service good communication Reviewed on: 24th May 2024

great efficient and speedy service

5
great efficient and speedy service Reviewed on: 24th May 2024

I was needing some money for some credit card consol...

5
I was needing some money for some credit card consolidation and Plata offered me a decent rate for someone who once had an IVA. The whole process was simple and easy. Everything was done in a timely and professional manner. Reviewed on: 24th May 2024

Fabulous service can't complain at all.

5
Fabulous service can't complain at all. Reviewed on: 24th May 2024

Plata made it simple and easy for me to finance my b...

5
Plata made it simple and easy for me to finance my bike. Reviewed on: 24th May 2024

Excellent service

5
Was in a tough spot, and plata helped me out with an affordable loan, would recommend anyone looking for one. Easy to pay each month and if wanted can pay extra. Reviewed on: 24th May 2024

Really easy process, very clear, and friendly team!

5
Really easy process, very clear, and friendly team! Reviewed on: 24th May 2024

Brilliant

5
Excellent service soon has I got in touch with plata Reviewed on: 24th May 2024

Everything went so easy and smooth

5
Everything went so easy and smooth Reviewed on: 24th May 2024

Fair, reasonable and easy

5
Plata was there when i needed a loan. I found them reasonable in interest, easy to apply and the came back quickly withy acceptance. Money was in the bank the next day. Highly recommend. You can pick what day you want your payments to come out too. Reviewed on: 24th May 2024

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