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Plata: Personal loans reviews

View other Plata products
4.85
Based on 13,650 reviews, last reviewed 9th Jul 2026
91% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
4%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Excellent Support Contacted them recently and staff have been extremely supportive and helpful. Reviewed on: 9th July 2026
Dan B's avatar
Dan B

Latest lowest rating:

1

Untrustworthy Don't trust them I didn't miss a payment but refused further finance even though my credit rating has gone up Reviewed on: 8th April 2026
Graham s's avatar
Graham s
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About this product

Plata offer personal loans from £2,000 to £25,000 that can be repaid over 12 – 60 months.

You can apply for a Plata personal loan on-line and there’s a live chat facility if you need help. Monthly payments can be made on the date you choose and there are no fees.

Plata personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Plata before, you can also leave a review and share your experience.

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Plata Personal loans reviews (13650)

It’s been great, customer service was quick and easy

5
It’s been great, customer service was quick and easy Reviewed on: 7th March 2025
Jessica J's avatar
Jessica J

The process was easy,

5
The process was easy, filled out the form, got notified that I was accepted and the funds were in my account the same day Reviewed on: 7th March 2025
Martin S's avatar
Martin S

Good communication.

5
Good communication. And prompt responses Reviewed on: 7th March 2025
Rachel 's avatar
Rachel

My experience of Plata was very positive and I felt...

5
My experience of Plata was very positive and I felt the service plus application was quick, professional, I would recommend Plata to all at anytime, thanks so much. Sandra Campbell Reviewed on: 7th March 2025
Sandra Campbell 's avatar
Sandra Campbell

Customer friendly

5
Quick and easy to use very friendly and helpful when speaking to them Reviewed on: 7th March 2025
Angela 's avatar
Angela

Easy and quick application

5
Easy and quick application, money sent to my account quickly, no hidden fees I knew exactly what I’d be paying and for how long. Reviewed on: 7th March 2025
Kyle H's avatar
Kyle H

Quick, easy and reliable

5
Plata were very understanding about what type of loan and amount I needed. They didn't go crazy on the interest either Reviewed on: 7th March 2025
Heather Gough's avatar
Heather Gough

I cannot recommend Plata highly enough.

5
I cannot recommend Plata highly enough. They are the only truly human loan provider I have ever dealt with. After experiencing three tragic losses in my family, I struggled to keep up with my financial commitments due to funeral costs and unexpected expenses. As a result, my credit score took a significant hit, making it difficult to secure financial support. Unlike other lenders, Plata took the time to understand my situation with empathy and compassion. Instead of dismissing my application due to my missed payments, they looked at my circumstances and offered me a loan to help rebuild my life. Their fair approach and willingness to listen made all the difference at a time when I needed it the most. Their customer service was outstanding—patient, understanding, and genuinely caring. The process was transparent, with no hidden fees or unrealistic expectations, and they made sure I had a manageable repayment plan tailored to my situation. Thanks to their support, I am now back on track financially and have the opportunity to restore my credit. If you are looking for a loan company that sees you as a person, not just a credit score, I highly recommend Plata. They truly stand out in the industry for their fairness, compassion, and reliability. Reviewed on: 7th March 2025
A Z's avatar
A Z

Very easy application and quick.

5
Very easy application and quick. Reviewed on: 7th March 2025
Richard N's avatar
Richard N

Swift decision and great website easy to navigate.

5
Swift decision and great website easy to navigate. Reviewed on: 7th March 2025
Amy bell's avatar
Amy bell

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