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Plata: Personal loans reviews

4.94
Based on 8,345 reviews, last reviewed 18th Feb 2026
27500% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
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5%
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0%
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0%
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Latest highest rating:

5

Quick and easy with a quote and accepted with money... Quick and easy with a quote and accepted with money same day or day after Reviewed on: 18th February 2026
Matthew d's avatar
Matthew d

Latest lowest rating:

1

Only lender to turn me down in years. Always been accepted in the past years by Motonovo, First Response ect, but I wanted a personal loan this time as I wanted to buy a car private for a ... Read more Reviewed on: 5th May 2025
Steven P's avatar
Steven P

About this product

Plata offer personal loans from £2,000 to £25,000 that can be repaid over 12 – 60 months.

You can apply for a Plata personal loan on-line and there’s a live chat facility if you need help. Monthly payments can be made on the date you choose and there are no fees.

Plata personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Plata before, you can also leave a review and share your experience.

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Plata Personal loans reviews (8345)

Great Company

5
I have had nothing but positive experiences with plats. Taking the loan out was simple to do, they were very quick with everything and I had the money in my account 24 hrs later. The people I spoke with were polite, professional and above all so very helpful. Reviewed on: 5th July 2023

Amazing Experience with Plata

5
Plata made getting a loan an absolute breeze. They were efficient with their checks to make sure repayments are affordable, and the money was in my account the same day that the loan was approved! Great company and great customer service :) 5 ⭐️ Reviewed on: 5th July 2023

Happy

5
Plata offered me a loan at a time when other lenders wouldn’t, it really helped me to consolidate some credit card debt into one easy payment and improve my credit rating. The whole process was quick and easy too. Reviewed on: 5th July 2023

Quick and straight forward

5
Needed a loan to manage my debt. Even though my credit score isn't amazing Plata was able to help me and I recieved the funds the next day. Really easy to nagiviage and repayments are affordable for me. Would definitely reccomend! Reviewed on: 5th July 2023

Very easy and quick

5
I get the response very quick after apply. Next day get the money in my account Reviewed on: 5th July 2023

Professional, Great customer service

5
I was very happy with the service which I would class as Professional, Quick and customer Service is Excellent Reviewed on: 4th July 2023

Amazing company

5
So quick, and easy a remarkable company who make everything so easy Reviewed on: 4th July 2023

Quick, simple, easy!

5
Very quick, simple and easy process. Great customer service, would highly recommend! Reviewed on: 4th July 2023

Fast last minute loan needed!....on a sunday morning

5
without going into details of why,I needed a small loan,it was sunday morning and I looked at my options....Plata looked good without a silly APR,5 minutes later ,all done,....thats how it should be ....but rarely is Reviewed on: 4th July 2023

Quick and easy

5
The whole experience was as pain free as possible the turn around was same day and everything was clear and understandable Reviewed on: 4th July 2023

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