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Plata: Personal loans reviews

4.94
Based on 8,931 reviews, last reviewed 26th Feb 2026
82700% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
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Latest highest rating:

5

Great service, good customer help. Great service, good customer help. Easy to setup and maintain. Reviewed on: 26th February 2026
Raymond 's avatar
Raymond

Latest lowest rating:

2

Interest rate is way too high, maybe even illegal! Interest rate is way too high, maybe even illegal! Reviewed on: 26th February 2026
Ettoreman's avatar
Ettoreman

About this product

Plata offer personal loans from £2,000 to £25,000 that can be repaid over 12 – 60 months.

You can apply for a Plata personal loan on-line and there’s a live chat facility if you need help. Monthly payments can be made on the date you choose and there are no fees.

Plata personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Plata before, you can also leave a review and share your experience.

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Plata Personal loans reviews (8931)

Absolutely brilliant with my loan

5
Absolutely brilliant with my loan Reviewed on: 20th March 2024

Quick & easy to use, good communication - sent email...

5
Quick & easy to use, good communication - sent emails when needed. Customer service was excellent Reviewed on: 20th March 2024

Great customer service, very fast

5
Great customer service, very fast Reviewed on: 20th March 2024

I was rejected elsewhere although my credit history...

5
I was rejected elsewhere although my credit history is decent. When I applied with plata, the whole process took maybe 5-10 minutes and I received the payment the same day! This is my 2nd time with them, no complaints really but the apr could have been lower. Reviewed on: 20th March 2024

Applause to Plata

5
I took out a loan nearly a year ago.It was at a great interest rate and I have had no issues checking balances and approaching Plata if I need to top.up or discuss financial difficulties.They are always there to lend an ear Reviewed on: 20th March 2024

Application and portal very easy to use.

5
Application and portal very easy to use. Email queries have been responded to very quickly and telephone call handled well. Reviewed on: 20th March 2024

Good to know Plata

5
They are easily accessible and their assistance was out of this world Reviewed on: 20th March 2024

Wonderfull, i was so happy to be approved.

5
Wonderfull, i was so happy to be approved. Payment was simple and quick after a polite call from customer services to conduct all necessary security checks. Managed to get all the things i needed at the time to progress with updating my flat. Reviewed on: 20th March 2024

My experience was a simple one.

5
My experience was a simple one. I applied, received the money same day. As well as making my monthly repayments I also made additional ad-hoc payments to reduce the interest payable on the loan. I was able to do this all with ease using the online portal. Good experience! Reviewed on: 20th March 2024

Had loans with plata still do easy and quick good co...

5
Had loans with plata still do easy and quick good company keep up the excellent service you do Reviewed on: 20th March 2024

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