Smart Money People Logo

Plata: Personal Loans reviews

4.94
Based on 8,047 reviews, last reviewed 11th May 2025
439900% increase in 5 star reviews
in the past 90 days
500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

They were quick and responsive and helped with any i... They were quick and responsive and helped with any issues a may have had can’t recommend enough! Reviewed on: 11th May 2025
Lewis H's avatar
Lewis H

Latest lowest rating:

1

Only lender to turn me down in years. Always been accepted in the past years by Motonovo, First Response ect, but I wanted a personal loan this time as I wanted to buy a car private for a ... Read more Reviewed on: 5th May 2025
Steven P's avatar
Steven P

About this product

Plata offer personal loans from £2,000 to £25,000 that can be repaid over 12 – 60 months.

You can apply for a Plata personal loan on-line and there’s a live chat facility if you need help. Monthly payments can be made on the date you choose and there are no fees.

Plata personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Plata before, you can also leave a review and share your experience.

Plata Personal Loans reviews (8047)

Review of the Plata, Personal Loans:

No problems at all so far my loan agreement was seam...

5
No problems at all so far my loan agreement was seamless and communication was excellent Reviewed on: 6th May 2025

Fully digital experience.

5
Fully digital experience. No humans in the loop. Simple product to understand and use Reviewed on: 23rd April 2025

Everything was understanding and explain very easily

5
Everything was understanding and explain very easily Reviewed on: 23rd April 2025

Excellent service!

5
Excellent service! I got my loan approved straight away. Reviewed on: 23rd April 2025

Excellent company to deal from start to finish would...

5
Excellent company to deal from start to finish would highly recommend Reviewed on: 23rd April 2025

Plata has been extremely easy to use allowing me to...

5
Plata has been extremely easy to use allowing me to make extra payments when necessary. It gives me clear guidance on my interest rates and repayment options. Reviewed on: 23rd April 2025

Very good customer service.

5
Very good customer service. Plata Reviewed on: 23rd April 2025

I cannot pay it off, is horrible

1
I cannot pay it off, is horrible Reviewed on: 23rd April 2025
Reply from Plata Hi Marcin, Thank you for your feedback which we are sorry to read. We have tried to investigate your feedback further, but we have been unable to identify your account. Plata offers multiple forbearance or repayment options, and we would like the opportunity to discuss these with you. Could you please reach out to our team on 0330 165 5125 and a member of staff will be happy to help. Kind regards, Plata. Response date: 29th April 2025
Plata's logo
Plata

Plata have been easy to deal with at all times from...

5
Plata have been easy to deal with at all times from applying to speaking to customer services when I need d an answer to my question, there customer service was one of the best I have encountered dealing with any financial service, the advisor was excellent Reviewed on: 23rd April 2025

Great service delivered efficiently with no fuss

5
Great service delivered efficiently with no fuss Reviewed on: 22nd April 2025

Good service, easy to used the app, no issues with t...

5
Good service, easy to used the app, no issues with them Reviewed on: 22nd April 2025