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Plata: Personal loans reviews

4.94
Based on 8,056 reviews, last reviewed 27th Jul 2025
100% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
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5%
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0%
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Latest highest rating:

5

Excellent service, needs app Excellent service, fast turn around. Would help to have an app to more easily access accounts Reviewed on: 27th July 2025
Katherine V's avatar
Katherine V

Latest lowest rating:

1

Only lender to turn me down in years. Always been accepted in the past years by Motonovo, First Response ect, but I wanted a personal loan this time as I wanted to buy a car private for a ... Read more Reviewed on: 5th May 2025
Steven P's avatar
Steven P

About this product

Plata offer personal loans from £2,000 to £25,000 that can be repaid over 12 – 60 months.

You can apply for a Plata personal loan on-line and there’s a live chat facility if you need help. Monthly payments can be made on the date you choose and there are no fees.

Plata personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Plata before, you can also leave a review and share your experience.

Plata Personal loans reviews (8056)

Review of the Plata, Personal loans:

Fully digital experience.

5
Fully digital experience. No humans in the loop. Simple product to understand and use Reviewed on: 23rd April 2025

Great nice and easy.

5
Great nice and easy. Took few days to go through but came through in time like they promised Reviewed on: 22nd April 2025

It’s quick and easy.

5
It’s quick and easy. It’s also a lot cheaper than other loans companies if you have bad credit! Reviewed on: 22nd April 2025

Was easy process to apply and money was sent straigh...

5
Was easy process to apply and money was sent straightaway Reviewed on: 22nd April 2025

Easy to apply but will never push you over borrow...

5
Easy to apply but will never push you over borrow Reviewed on: 22nd April 2025

This has been very easy and quick response

5
This has been very easy and quick response Reviewed on: 22nd April 2025

I needed a fast loan and Plata did that with bells on!

5
I needed a fast loan and Plata did that with bells on! Reviewed on: 22nd April 2025

Customer service was amazing, very fast and dealt wi...

5
Customer service was amazing, very fast and dealt with things in a timely manner. Extremely happy with the service Reviewed on: 22nd April 2025

Very easy, quick and great affordability.

5
Very easy, quick and great affordability. Reviewed on: 22nd April 2025

Quick easy and provides a solution to whatever your...

5
Quick easy and provides a solution to whatever your situation might be Reviewed on: 22nd April 2025

Easy to use web app, brilliant customer service

5
Easy to use web app, I do wish Plata was on the play/app store. I found customer experience to be brilliant, very friendly and understanding people who don't judge or discriminate you. My only one other critique would be an easy way of showing the settlement amount to help keep you motivated, other then that I'm really happy and glad I chose Plata Reviewed on: 22nd April 2025