Smart Money People Logo

Plata: Personal loans reviews

4.94
Based on 8,057 reviews, last reviewed 26th Dec 2025
No new 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy to get information from the app. Easy to get information from the app. Reviewed on: 26th December 2025
OLUFEMI A's avatar
OLUFEMI A

Latest lowest rating:

1

Only lender to turn me down in years. Always been accepted in the past years by Motonovo, First Response ect, but I wanted a personal loan this time as I wanted to buy a car private for a ... Read more Reviewed on: 5th May 2025
Steven P's avatar
Steven P

About this product

Plata offer personal loans from £2,000 to £25,000 that can be repaid over 12 – 60 months.

You can apply for a Plata personal loan on-line and there’s a live chat facility if you need help. Monthly payments can be made on the date you choose and there are no fees.

Plata personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Plata before, you can also leave a review and share your experience.

Review Plata: Personal loans now

Help others make smarter decisions by sharing your own experience. Write a review

Plata Personal loans reviews (8057)

Very friendly and helpful staff and the whole experi...

5
Very friendly and helpful staff and the whole experience was easy Reviewed on: 30th March 2024

Good and helpful.

4
Good and helpful. Always at the other end of the phone Reviewed on: 30th March 2024

Nothing to say but just to much fee for.

5
Nothing to say but just to much fee for.me rest is ok Reviewed on: 30th March 2024

Needed a short term loan, due to poor credit high in...

5
Needed a short term loan, due to poor credit high interest rate but accepted. Reviewed on: 30th March 2024

I have used this lender during desperate times and i...

5
I have used this lender during desperate times and it was quick and efficient, i had an issue where i could not pay for a few months due to a downturn in work and they were completely understandable to the situation and froze my balance until i got back on track, brilliant company ran by brilliant individuals. Reviewed on: 30th March 2024

Needed to make some changes to repayment dates, acc...

5
Needed to make some changes to repayment dates, accommodated straight away without any problems. Reviewed on: 30th March 2024

Very quick and easy application process, money recei...

4
Very quick and easy application process, money received quickly and no issues repaying it early. The one time I called customer service they answered the phone very quickly and were really helpful. The agent was knowledgeable and gave me lots of reassurance. Reviewed on: 29th March 2024

Easy, quick decision, good rates

4
Easy, quick decision, good rates Reviewed on: 29th March 2024

Many thanks

5
Really good experience, great people that help us very quick . Thank you Reviewed on: 29th March 2024

Was an easy experience from start to finish and got...

5
Was an easy experience from start to finish and got the loan paid into my bank promptly Reviewed on: 29th March 2024

Review Plata: Personal loans now

Help others make smarter decisions by sharing your own experience. Write a review