Smart Money People Logo

Plata: Personal loans reviews

4.94
Based on 8,057 reviews, last reviewed 26th Dec 2025
No new 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy to get information from the app. Easy to get information from the app. Reviewed on: 26th December 2025
OLUFEMI A's avatar
OLUFEMI A

Latest lowest rating:

1

Only lender to turn me down in years. Always been accepted in the past years by Motonovo, First Response ect, but I wanted a personal loan this time as I wanted to buy a car private for a ... Read more Reviewed on: 5th May 2025
Steven P's avatar
Steven P

About this product

Plata offer personal loans from £2,000 to £25,000 that can be repaid over 12 – 60 months.

You can apply for a Plata personal loan on-line and there’s a live chat facility if you need help. Monthly payments can be made on the date you choose and there are no fees.

Plata personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Plata before, you can also leave a review and share your experience.

Review Plata: Personal loans now

Help others make smarter decisions by sharing your own experience. Write a review

Plata Personal loans reviews (8057)

Straight forward and easy

5
Straight forward and easy had everything agreed very quickly and money with me quickly Reviewed on: 27th March 2024

Excellent thank you plata

5
Very easy to set up and payed into bank within hrs the over all cost of the loan is not to high excellent experience with plata Reviewed on: 27th March 2024

Excellent!!

5
They make it quick & easy to apply for a loan. It was easy for me to navigate their website, really helped me consolidate my debts to one easy payment each month. Reviewed on: 27th March 2024

Very fast and simple to apply.

5
Very fast and simple to apply. Good communication at every stage of the process. Reviewed on: 27th March 2024

Brilliant and easy to navigate company

5
From the start of the application everything was so easy and quick. It was so simple and the money was with me within a few days. There’s also handy monthly reminders about your payment which is great! Would recommend 100% Reviewed on: 27th March 2024

Fast and easy service.

5
Fast and easy service. Good communication. Reviewed on: 27th March 2024

It was quick and easy to apply and funds went into m...

5
It was quick and easy to apply and funds went into my bank straight away. Reviewed on: 27th March 2024

customer service

5
A simple process and a good customer service. Reviewed on: 27th March 2024

Quick decision and good communication

5
Quick decision and good communication Reviewed on: 27th March 2024

Helpful, quick and easy.

4
Helpful, quick and easy. The process was very simple and didn't take long at all. Everything was done electronically. The correspondence and documents were clear and easy to follow. The decision process took very little time and all the figures were clearly laid out, which meant that I could check my budget to make sure repayments were manageable and there were no surprises. Reviewed on: 27th March 2024

Review Plata: Personal loans now

Help others make smarter decisions by sharing your own experience. Write a review