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Plata: Personal loans reviews

4.94
Based on 8,057 reviews, last reviewed 26th Dec 2025
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No new 1 star reviews
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Latest highest rating:

5

Easy to get information from the app. Easy to get information from the app. Reviewed on: 26th December 2025
OLUFEMI A's avatar
OLUFEMI A

Latest lowest rating:

1

Only lender to turn me down in years. Always been accepted in the past years by Motonovo, First Response ect, but I wanted a personal loan this time as I wanted to buy a car private for a ... Read more Reviewed on: 5th May 2025
Steven P's avatar
Steven P

About this product

Plata offer personal loans from £2,000 to £25,000 that can be repaid over 12 – 60 months.

You can apply for a Plata personal loan on-line and there’s a live chat facility if you need help. Monthly payments can be made on the date you choose and there are no fees.

Plata personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Plata before, you can also leave a review and share your experience.

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Plata Personal loans reviews (8057)

Excellent service, very happy.

5
Excellent service, very happy. They have saved skin in the long run. Reviewed on: 27th March 2024

Plata has been amazing from the start!

5
Plata has been amazing from the initial shopping around all the way through to having a loan account with them. Everything is super simple and the customer service has been excellent on every occasion that I have had to speak to them. I even love the billing and statements element! They don't confuse you with loads of industry jargon and it does exactly what it says on the tin. Love love love Plata! Reviewed on: 27th March 2024

Smooth seemless application with no hassle.

5
Smooth seemless application with no hassle. Reviewed on: 27th March 2024

Fast and friendly service excellent

5
Fast and friendly service all done within 24hrs Reviewed on: 27th March 2024

UNEXPECTED OUTCOME

5
The process was straightforward and less stressful. I did not expect the outcome but when I saw the credit to my account, I was elated. Reviewed on: 27th March 2024

Very smooth and smart.

5
Very smooth and smart. I wish to their client for a while Reviewed on: 27th March 2024

Easy and straightforward

5
Plata’s process is very straight forward, they inform you whether you are eligible for loan straight away and I have no problem with the DDs, they are collected in due time and for the agreed amount. All is smooth. Reviewed on: 27th March 2024

I needed a quick way to resolve some outstanding debts

5
I needed a. Quick loan to consolidate some external debts they did a good thorough check and the money was made available quickly for me to settled debts and lessen my anxieties that were building even paying the money back is simple Reviewed on: 27th March 2024

Excellent service, hassle free.

5
My experience was quick & easy & I can’t believe how professionally put together the experience was.fully recommend. Darren York, very happy customer. Reviewed on: 27th March 2024

Smooth application process and no issues

4
Smooth application process and no issues Reviewed on: 27th March 2024

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