Smart Money People Logo
Go to business site
Share this page
Link copied

Plata: Personal loans reviews

View other Plata products
4.94
Based on 8,057 reviews, last reviewed 26th Dec 2025
No new 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy to get information from the app. Easy to get information from the app. Reviewed on: 26th December 2025
OLUFEMI A's avatar
OLUFEMI A

Latest lowest rating:

1

Only lender to turn me down in years. Always been accepted in the past years by Motonovo, First Response ect, but I wanted a personal loan this time as I wanted to buy a car private for a ... Read more Reviewed on: 5th May 2025
Steven P's avatar
Steven P
Read all reviews Write a review

About this product

Plata offer personal loans from £2,000 to £25,000 that can be repaid over 12 – 60 months.

You can apply for a Plata personal loan on-line and there’s a live chat facility if you need help. Monthly payments can be made on the date you choose and there are no fees.

Plata personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Plata before, you can also leave a review and share your experience.

Review Plata: Personal loans now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Plata Personal loans reviews (8057)

Very quick and easy process with no hassle

5
Very quick and easy process with no hassle Reviewed on: 20th March 2024
Anna S's avatar
Anna S

When I applied online I was contacted by an agent wh...

5
When I applied online I was contacted by an agent who was very friendly and told me what documents I needed to provide. Once I uploaded the required information I received the funds within the day that was stated. I would recommend this company for it was easy to apply and straight to the point. Thank you Reviewed on: 20th March 2024
Fejay's avatar
Fejay

I’ve been paying off my loan for a while now and nev...

5
I’ve been paying off my loan for a while now and never ever had any problems Reviewed on: 20th March 2024
Gordon E's avatar
Gordon E

Application was swift, clear and concise-funds payed...

5
Application was swift, clear and concise-funds payed very quickly - Would 100% recommend Plato Reviewed on: 20th March 2024
Paul C's avatar
Paul C

Straight forward application and balance trasnfer.

5
Straight forward application and balance trasnfer. Secure platform to manage it. and good customer service. Reviewed on: 20th March 2024
Ayham A's avatar
Ayham A

Simple & straightforward,...

5
Very easy to deal with, simple and straightforward, couldn't be any easier. Everything was explained fully and no hiccups to be had. Reviewed on: 20th March 2024
Francis Sherry's avatar
Francis Sherry

Absolutely brilliant with my loan

5
Absolutely brilliant with my loan Reviewed on: 20th March 2024
Nathan M's avatar
Nathan M

Quick & easy to use, good communication - sent email...

5
Quick & easy to use, good communication - sent emails when needed. Customer service was excellent Reviewed on: 20th March 2024
CorinneT's avatar
CorinneT

Great customer service, very fast

5
Great customer service, very fast Reviewed on: 20th March 2024
Ferenc L's avatar
Ferenc L

I was rejected elsewhere although my credit history...

5
I was rejected elsewhere although my credit history is decent. When I applied with plata, the whole process took maybe 5-10 minutes and I received the payment the same day! This is my 2nd time with them, no complaints really but the apr could have been lower. Reviewed on: 20th March 2024
Anonymous's avatar
Anonymous

Review Plata: Personal loans now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill